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Mum in laws cheque

Hi there, just a quickie.

My mother in law has been given a cheque (made payable to her) from a third party and she wants me to put it into her bank account, as its difficult for her to get to the bank.

Do I need any ID to do this, or just her account details ?
Never again will the wolf get so close to my door :eek:
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Comments

  • Torry_Quine
    Torry_Quine Posts: 18,891 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You just need her account details.
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • mgdavid
    mgdavid Posts: 6,711 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    for the future, does she realise that almost all major banks allow you to pay in at any Post Office?
    scroll down for the list
    http://www.postoffice.co.uk/branch-banking-services#withdrawals_&_deposits
    The questions that get the best answers are the questions that give most detail....
  • Jagraf
    Jagraf Posts: 2,462 Forumite
    I've been Money Tipped!
    Thank you. It's for quite a lot of money, does that matter ?
    Never again will the wolf get so close to my door :eek:
  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    The amount doesn't matter.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    I tend to post cheques in if I'm not going to be near a branch, my bank (Nationwide in this case) has a form online to fill in to accompany the cheque.
  • If it is a large amount say over £5k/£10k the bank may ask where the money has come from as per their money laundering rules.
    As long as they are happy about the source of funds you should be ok.
  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    The bank won't be asking the depositor or the payee of the cheque where the money came from. They might ask the issuer of the cheque.

    The mind boggles why we are even having a thread on this.
  • Hedgehog99
    Hedgehog99 Posts: 1,425 Forumite
    If she's happy to lend you her debit card (you will not need to know the PIN) and give you a paying-in slip from her cheque book, you can pay in via the paying-in machines in the bank (i.e. no humans to feel you have to explain anything to!). My paying-in slips have "paid in by" on the form, so they are freely allowing someone else to pay in for you (because they don't need the PIN to do so).
  • pinkdalek
    pinkdalek Posts: 1,355 Forumite
    Part of the Furniture 1,000 Posts
    colsten wrote: »
    The bank won't be asking the depositor or the payee of the cheque where the money came from. They might ask the issuer of the cheque.

    The mind boggles why we are even having a thread on this.

    Yes they might, source of funds e.g. gift/house sale/car sale/inheritence/family loan.
  • colsten wrote: »
    The bank won't be asking the depositor or the payee of the cheque where the money came from. They might ask the issuer of the cheque.

    The mind boggles why we are even having a thread on this.
    Sorry??
    The issuer of the cheque will not be in the bank will they?
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