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Should employer pay for personal equipment damaged at work?

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NB: This question came to the MSE team from a MoneySaver and was included in our weekly email this week.

This week's MoneySaver who wants advice asks... My partner is doing a PGCE at a secondary school. While he was teaching, a technician who works there knocked over his brand new MacBook Pro and cracked the screen. The salary for a PGCE isn’t exactly large, and surely the school should have an insurance policy in place for events such as this?

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Comments

  • bylromarha
    bylromarha Posts: 10,085 Forumite
    I've been Money Tipped!
    Welcome to the world of teaching. I spend a small fortune day in day out on my class.

    If you didn't want your Mac book broken, then you shouldn't have taken it into school. Schools don't insure your personal equipment. School will have provided you with the equipment needed to do the job - even if it was harder to use/more long winded.

    If you were using it on a park bench, you wouldn't expect someone who knocked it as they walked past to pay for a cracked screen. No different in school.
    Who made hogs and dogs and frogs?
  • tomtontom
    tomtontom Posts: 7,929 Forumite
    School is not the place for such an expensive piece of equipment - it was an accident waiting to happen.
  • Bantex_2
    Bantex_2 Posts: 3,317 Forumite
    At least it didn't get nicked.
  • bylromarha wrote: »
    If you were using it on a park bench, you wouldn't expect someone who knocked it as they walked past to pay for a cracked screen.
    I would. If someone causes a breakage, they pay.
  • MSE_Joanne wrote: »
    The salary for a PGCE isn’t exactly large

    Clearly it's not that bad if he can afford a brand new Macbook Pro while lots of people are managing with second hand faulty laptops.
  • GwylimT
    GwylimT Posts: 6,530 Forumite
    1,000 Posts Combo Breaker
    Surely he should have contents insurance to pay for his own belongings, you wouldn't leave £1000 laying around so why people would leave a MacBook in an unsafe area is beyond me.
  • I doubt the school's contents insurance covers expensive personal items brought in by staff - and why on earth should it. That would be the kind of thing that would push up a premium, even if it is covered by a school's policy in the first place.
  • iclayt
    iclayt Posts: 460 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Surely he has insurance of his own for something so expensive?
  • bylromarha
    bylromarha Posts: 10,085 Forumite
    I've been Money Tipped!
    I would. If someone causes a breakage, they pay.

    Good luck with that ;)
    Who made hogs and dogs and frogs?
  • If you are a member of a teaching union, they may have an insurance that lets you claim for damage to personal property. I have claimed through ATL. Contact your union.
This discussion has been closed.
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