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Luma Cashback Card. Is this qualifying transaction?

Mishomeister
Mishomeister Posts: 1,091 Forumite
Part of the Furniture 500 Posts Name Dropper Combo Breaker
in Credit cards
Some of the shops where I shop for food come up with this type of description:

MISC FOOD STORES-SPECIALITY,CONVENIENCE,MARKETS,VENDING MACHINES

Would any one know if this type of transaction would qualify for cashback on Luma CC?
«1

Comments

  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    I believe so, what is the merchant code?

    Qualifying codes are 3542, 5411, 5499, 5541, 5542 & 5550, though that may not be a complete list.
  • Mishomeister
    Mishomeister Posts: 1,091 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Biggles wrote: »
    I believe so, what is the merchant code?

    Qualifying codes are 3542, 5411, 5499, 5541, 5542 & 5550, though that may not be a complete list.

    Where could I look up for the list?
  • Mishomeister
    Mishomeister Posts: 1,091 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    So has no one ever used their Luma card at this type of shops?
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    I think people have contributed qualifying codes on the original Luma thread, but I'm not sure if there's a complete list anywhere. The actual merchant code only seems to be shown in the list of Pending transactions, and is no longer shown when it goes onto the Current transactions list.

    But I have just had a transaction come through, and the one you mention does qualify.
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can you not work it out from your statement?
    It shows a running total of the cashback.
  • cse
    cse Posts: 168 Forumite
    That's the description for merchant category code 5499, which is apparently on the list of qualifying MCCs

    For future reference: http://mcc-codes.findthebest.com/
  • Mishomeister
    Mishomeister Posts: 1,091 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    cse wrote: »
    which is apparently on the list of qualifying MCCs


    But where is the actual list you are refering to?
  • Mishomeister
    Mishomeister Posts: 1,091 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    lisyloo wrote: »
    Can you not work it out from your statement?
    It shows a running total of the cashback.

    It would not show anywhere wether a particular transaction has qualified for a cash back or not. The method of trying out to see if I get full £9 at the end of the month after using card for the transactions I am not 100% sure I will be getting cashback can result in me losing money on both, the non qualifying transaction on Luma card and also on 1% cashback on all purchases I get on my Halifax cashback card.
  • cse
    cse Posts: 168 Forumite
    Mishomeister wrote: »
    But where is the actual list you are refering to?
    I was referring to Biggles' list above, which gives enough information to answer this specific query, but I'm not aware of a definitive master list anywhere
  • Mishomeister
    Mishomeister Posts: 1,091 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    cse wrote: »
    I was referring to Biggles' list above, which gives enough information to answer this specific query, but I'm not aware of a definitive master list anywhere

    But the list queted has no relation to Luma or it's T&C. As per OP I already know what type of transaction this is but I could not find it anywhere where it would say that this transaction type would qualify for the cashback and the other one wouldn't.
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