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    Prudential AVCs vs S&S ISA
    • #1
    • 5th Jan 14, 4:07 PM
    Prudential AVCs vs S&S ISA 5th Jan 14 at 4:07 PM

    My wife works for Glasgow City Council (Education Dept), is a lower rate tax payer in her mid 40s and is a member of the final salary Strathclyde Pension Fund. As part of her retirement planning she has been offered to invest in AVCs with Prudential. We have been looking at the list of funds available and performance offered by Prudential and are not overly impressed.

    She already has a small S&S ISA which she started a few years ago (but stopped paying into) and is comfortable making her own fund selections.

    She can afford to invest approx. 100/month towards her pension and was wondering whether AVCs vs. S&S ISA would be the best way to save towards retirement.

    Any thoughts would be appreciated. Thanks,

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