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  • FIRST POST
    Laughorcry
    CCJ - Unaware and over 6 years old!
    • #1
    • 16th Sep 13, 7:30 PM
    CCJ - Unaware and over 6 years old! 16th Sep 13 at 7:30 PM
    Hi,

    I recently applied for a mortgage to find I had a CCJ against my name (that I was unaware of...till now). The County Court have no information as it has been over 6 years so the case file has been destroyed. After some detective work I have discovered that it is linked to a car accident I had in 2007. My car insurance company 'Endsleigh' decided to take the other insurers to court as they disputed the amount (I was not consulted about this). I was summoned to court, but after sending the documents to Endsleigh they reassured me that this was a mistake and that their solicitors were dealing with the case.

    My insurance company lost in court. This last thing I had heard was Endsleigh was settling the case.

    I have never had any letters from the County court.

    Unfortunately, I now have a CCJ against my name for over 4000 which I have no record of receiving. It was logged that Greenfield Solicitors' (on behalf of Endsleigh) made a payment in 2009, but the CCJ still remains, and under my name.

    I need some advice, how do I go about removing a CCJ over 6 years old?

    How do I prove that there has been an error and the insurance company is liable?

    Its been a week of constantly being passed between the insurance company, the sub-claims company, the solicitor and the county court. No one seems to have any answers to what has happened and I am being passed around without anyone taking responsibility.

    I have now lost the house I wanted to buy... its all a nightmare. Any advice would be appreciated

    Thanks in advance.
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