Strange letter from Assisted Probate Services

sussexlad2009 · 19 May 2013 at 2:10PM

Hi, I hope you can help.

I lost my mother back in May 2010, as it was a small estate and as her will left everything to dad we went through the probate task ourselves and everything was done and dusted.

However dad just got a letter (addressed to mum) from Assisted Probate Services, saying that their client Experto Credite had instructed them to help close the account of my mother.

It looks like being a demand for money amounting to about £80 and as there are references to paying online etc this seems certain.

What we don't understand is why?

Mum passed with no debts at all and dad has had no letters from anyone trying to collect money for any reason.

APS invite a urgent call and I'll do that for dad tomorrow.
But its all most unpleasant after 3 years and has dad really worried and upset.

Can anyone suggest what might be going on? is this a con?
Experto Credite appear to be a debt collection agency.

Thanks for any advice ready for tomorrow.

Mike

Gingernutty · 19 May 2013 at 7:08PM

These two have been mentioned in other forums. Your query is similar to the one mentioned here.

It would be worth trying to check you Mum's credit record and seeing if there's anything outstanding.

Don't reply until you're sure if the debt is genuine. It's been three years, it can wait a little longer.

sussexlad2009 · 19 May 2013 at 8:47PM

Hi and thanks.

I have read the other thread and copied a lot for my reference tomorrow.
Dad is the exc, but is 80 and very confused and damaged by the loss of mum, still on treatment etc, so once he gives his consent I'll speak for him.

Mum had no debts, never used a credit card and paid for things with cheque, cash or out of their joint account on the phone.
The fact that 3 years have elapsed is a big concern to me.

Mum, was just that, my mum, very simple money wise and dad paid all the bills as he does now.
We just can not think of anyone who could have a claim.

I'll try and report back tomorrow once I speak to them, any hassle and I'll be on to the police directly.

sussexlad2009 · 20 May 2013 at 9:49PM

Just as an update.
Despite the advice not to call them I did.
Ready to be as brash as they were.
More detail on the letter than dad let on.
Says the original creditor was MBNA.
So I called them to say that the person they had written to was in fact dead and had been so since 2010.
The chap was surprised.
I asked where the debt had come from since mum did not have a MBNA account ever.
Said it was from a catalog company that was underwritten by them.
I said as far as I was concerned all creditors should have come forward by now as it had been over three years and that anyway was this not a unsecured loan.

Basically he said, OK case closed I'll tell the client the person is dead and you won't hear anything more from us.

We shall see!!!

Thanks for the help

Strange letter from Assisted Probate Services

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