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    • Calleja
    • By Calleja 11th Apr 13, 9:05 AM
    • 180Posts
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    Calleja
    Does a building survey check the roof?
    • #1
    • 11th Apr 13, 9:05 AM
    Does a building survey check the roof? 11th Apr 13 at 9:05 AM
    Hi,

    I've put an offer in for a house. The vendor has admitted there was a problem with the gutters which caused damp inside one of the rooms. She claims it is fixed, they are waiting for it to dry and will paint it before completion. I have no reason to disbelieve her, but for peace of mind, does anyone know if a building survey will pick up on any roofing issues that are more serious? Someone told me they just do a visual inspection of the roof, which concerns me slightly....(I'm going to get the full survey, not just the homebuyers report)

    Also, the EA has quoted me £300 to do a valuation of the house. I know a valuation isn't generally included in a building survey, but if I can get the surveyor to do the valuation also, will the EA accept this, or will I still have to pay them for their valuation?

    Thanks for your help!


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    Last edited by Former MSE Debs; 16-04-2013 at 4:05 PM.
Page 1
    • Dan-Dan
    • By Dan-Dan 11th Apr 13, 9:09 AM
    • 4,923 Posts
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    Dan-Dan
    • #2
    • 11th Apr 13, 9:09 AM
    • #2
    • 11th Apr 13, 9:09 AM
    Good question about the roof , i wondered that as well , because if they dont actually get `up there` then me with a set of binolcours will see just as much...?

    interested in your replies!
    • zzzLazyDaisy
    • By zzzLazyDaisy 11th Apr 13, 9:15 AM
    • 12,135 Posts
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    zzzLazyDaisy
    • #3
    • 11th Apr 13, 9:15 AM
    • #3
    • 11th Apr 13, 9:15 AM
    A normal survey will be just a visual inspection of the roof. If you are concerned the best thing to do is to get a reputable roofing company to check the roof and gutters and give you a quote for any repairs that may be necessary.

    For information, though, if gutters are not regularly cleaned out they can get clogged with moss and leaves and then they can over flow causing damp on the wall. So it is entirely possible that the seller is telling the truth, but you are right to want to check for yourself.
    I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.
    • martinsurrey
    • By martinsurrey 11th Apr 13, 9:17 AM
    • 3,173 Posts
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    martinsurrey
    • #4
    • 11th Apr 13, 9:17 AM
    • #4
    • 11th Apr 13, 9:17 AM
    A normal survey will be just a visual inspection of the roof. If you are concerned the best thing to do is to get a reputable roofing company to check the roof and gutters and give you a quote for any repairs that may be necessary.

    For information, though, if gutters are not regularly cleaned out they can get clogged with moss and leaves and then they can over flow causing damp on the wall. So it is entirely possible that the seller is telling the truth, but you are right to want to check for yourself.
    Originally posted by zzzLazyDaisy
    A full building survey is tailord to the requirements of the buyer, so ask them to focus on the roof, and they will, they'll get into the loft and look around if possible.

    Asking a roofing company if there are problems isnt a great idea, they have an interest to make things sound worse to get work.
    • hazyjo
    • By hazyjo 11th Apr 13, 9:25 AM
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    hazyjo
    • #5
    • 11th Apr 13, 9:25 AM
    • #5
    • 11th Apr 13, 9:25 AM
    As above - with a full structural survey, they'll do what you ask so get them to access the loft and check the roof.

    If you're getting a mortgage, your provider will need their own valuation. Don't bother with the EA's in that case. You should be able to have the surveyor value it at the same time, but might be an additional fee. Is it someone you found yourself, or someone your mortgage provider is using? You might find you've paid for the valuation already in your mortgage product fee.

    Jx
    PS Presuming England!
    2017 wins: Opera tickets; film preview; lipstick; Ideal Home Show tickets + afternoon tea & bottle of Champagne; 2 cases of NKD; notebook; bath rack; books; film Premiere; Broadchurch DVDs; lipbalms; hamper (food/wine/Echo Dot/Jo Malone goodies); Avon lippies; cowhide rug; Windsor luxury break, foundation; Flybe flight
    • steppevos
    • By steppevos 11th Apr 13, 9:25 AM
    • 79 Posts
    • 35 Thanks
    steppevos
    • #6
    • 11th Apr 13, 9:25 AM
    • #6
    • 11th Apr 13, 9:25 AM
    Why would you want the EA to do a valuation? The EA is working for the vendor, so he has a high interest in valuing the property at the agreed price.
    A valuation is normally done by a surveyor for mortgage purposes and your own peace. If you need a the valuation for a mortgage than the bank needs to agree to the surveyor used (normally they have a list of approved surveyors). If the valuation is lower than the agreed price, you have to (in case of the mortgage provider refusing to proceed) or should (if you don't need a mortgage or mortgage isn't affected) start negotiations with the vendor (it isn't upto the EA to agree or not) and you should be prepared to walk away from an overpriced property (or be willing to take the hit when it comes to selling in years to come).
    Last edited by steppevos; 11-04-2013 at 9:29 AM.
    • Calleja
    • By Calleja 11th Apr 13, 9:31 AM
    • 180 Posts
    • 33 Thanks
    Calleja
    • #7
    • 11th Apr 13, 9:31 AM
    • #7
    • 11th Apr 13, 9:31 AM
    Sorry everyone, obviously too early in the morning for me! Of course, I didn't mean the EA has quoted for a valuation, I meant the mortgage provider! But thanks for the advice, I will check with them to see if they will accept my surveyors or not.

    And thanks for the tips re the roof, I will chat to a few and make sure they are happy to go up there.
    • Dan-Dan
    • By Dan-Dan 11th Apr 13, 9:36 AM
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    Dan-Dan
    • #8
    • 11th Apr 13, 9:36 AM
    • #8
    • 11th Apr 13, 9:36 AM
    Does a homebuyers report (i.e the middle one) involve anything more than looking at the roof from the ground ? and maybe poking there head in the loft ?

    Just wondering how anyone would be able to judge loose tiles etc
    • martinsurrey
    • By martinsurrey 11th Apr 13, 9:45 AM
    • 3,173 Posts
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    martinsurrey
    • #9
    • 11th Apr 13, 9:45 AM
    • #9
    • 11th Apr 13, 9:45 AM
    Does a homebuyers report (i.e the middle one) involve anything more than looking at the roof from the ground ? and maybe poking there head in the loft ?

    Just wondering how anyone would be able to judge loose tiles etc
    Originally posted by Dan-Dan
    You are right a homebuyer is a from the ground report on the roof.

    A homebuyer report will say that it’s got a roof (that he could see), that it was straight and seemed in good order (from what he could see from the ground) and that a specialist roofing survey should be completed.

    ie it won’t say anything useful, unless there is something obviously wrong, in which case you will have already seen it, unless you are blind/and or stupid.

    I am a firm believer in either no survey if you are competent and know what to look for, or a full survey, a homebuyer report is a waste of time (IMO).
    • Dan-Dan
    • By Dan-Dan 11th Apr 13, 9:48 AM
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    Dan-Dan
    thats good to read martin , thanks , and i can instruct a full survery locally if i like ? and make sure they have no links and/or carry out repairs as a side line ?

    My biggest worry with any house is the roof , i know its irrational but when we look at houses , i always look at the roof and just `wonder` how to check the slates arent about to fall off!
    • DaftyDuck
    • By DaftyDuck 11th Apr 13, 9:51 AM
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    DaftyDuck

    I am a firm believer in either no survey if you are competent and know what to look for, or a full survey, a homebuyer report is a waste of time (IMO).
    Originally posted by martinsurrey
    This.

    With a full Structural Survey a surveyor will answer specific questions you pose. The answers may still be peppered with "get another expert in to check xxx", but the surveyor will nearly always face head-on the questions you pose.

    So, in your case, ask specifically whether the damp was caused by the gutter problem, and if the repairs made are suitable, and whether the problem is therefore solved.

    I always accompany my request for a survey with a list of specific points that I wish him to follow up, in addition to performing the full survey. On this house I'm in, that included investigating the bowing to the garage walls, the lean on a chimney, the water damage from failing cast iron guttering and (rather more cheekily) his view on removing two internal walls to create two ensuites!

    He answered them all, clearly. Subsequent building work has shown his views were spot on. (Well, he agreed with mine, which is what matters, anyway )
    Last edited by DaftyDuck; 11-04-2013 at 9:55 AM.
  • Tancred
    I am a firm believer in either no survey if you are competent and know what to look for, or a full survey, a homebuyer report is a waste of time (IMO).
    Originally posted by martinsurrey
    Absolute rubbish. A full survey is unnecessary for 99% of houses out there. A homebuyer's report is more than adequate and surprisingly detailed - the surveyor generally spends two hours checking just about anything in the house.
    • DaftyDuck
    • By DaftyDuck 11th Apr 13, 9:58 AM
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    DaftyDuck
    Absolute rubbish. A full survey is unnecessary for 99% of houses out there. A homebuyer's report is more than adequate and surprisingly detailed - the surveyor generally spends two hours checking just about anything in the house.
    Originally posted by Tancred
    Tancred - you have a lot to learn.... I have, for example ALWAYS recouped more than the cost of the full survey on EVERY SINGLE HOUSE I HAVE HAD ONE DONE ON..... I haven't had them on all houses (because I spend more than 15 minutes doing my viewings ), and where I don't have one, I don't have a survey.

    Homebuyers is for wusses who couldn't spot a load-bearing wall with a sledge hammer...
  • sinbad182
    Absolute rubbish. A full survey is unnecessary for 99% of houses out there. A homebuyer's report is more than adequate and surprisingly detailed - the surveyor generally spends two hours checking just about anything in the house.
    Originally posted by Tancred


    Like a fly on shit whenever a survey is mentioned, Tancred appears.

    Just because the surveyor rightly picked up issues with your drab terrace house in Reading, you've decided no-one should have one done. What a crank you are!
  • Tancred
    Homebuyers is for wusses who couldn't spot a load-bearing wall with a sledge hammer...
    Originally posted by DaftyDuck
    No - it's for people who are not surveyors, nor for those who pompously claim to have their skills despite not being qualified.
    • DaftyDuck
    • By DaftyDuck 11th Apr 13, 10:22 AM
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    DaftyDuck
    I see on another thread he's able to quote £200 for a gutter defect he hasn't even seen, when a surveyor seems to have suggested (and homeowner accepted) £1000. This is why, of course, he only needs to view a house for 10 minutes to know he should buy it...
  • Tancred


    Like a fly on shit whenever a survey is mentioned, Tancred appears.

    Just because the surveyor rightly picked up issues with your drab terrace house in Reading, you've decided no-one should have one done. What a crank you are!
    Originally posted by sinbad182
    A surveyor will pick up issues on any house - only a fool like you would believe otherwise. Would you pay £300 and be happy to receive a blank sheet of paper saying that everything is hunky dory and ticketiboo? Me thinks not. It's for the buyer to read between the lines and cut through the BS to see real issues as opposed to the standard waffle.
  • Tancred
    I see on another thread he's able to quote £200 for a gutter defect he hasn't even seen, when a surveyor seems to have suggested (and homeowner accepted) £1000. This is why, of course, he only needs to view a house for 10 minutes to know he should buy it...
    Originally posted by DaftyDuck
    £200 is standard to repair a leaking gutter. What are you ranting and raving about?
    • DaftyDuck
    • By DaftyDuck 11th Apr 13, 10:25 AM
    • 3,780 Posts
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    DaftyDuck
    No - it's for people who are not surveyors, nor for those who pompously claim to have their skills despite not being qualified.
    Originally posted by Tancred
    It's for people who only spend ten minutes looking at a property not really knowing what they are looking for, who then pay £££ to some other bod who only spends an hour looking at the property, not really knowing what they are looking for either!

    Spend only a little more attention to properties - you can save yourself thousands that way. MSE
    • hazyjo
    • By hazyjo 11th Apr 13, 10:27 AM
    • 9,796 Posts
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    hazyjo
    Remember, the vendor might have the loft full to bursting. I think they're informed prior to full structural survey to make sure it's clear and accessible, but you might want to double check that! Not worth risking the surveyor getting round there only to find he can't see the roof structure, etc.

    Jx
    2017 wins: Opera tickets; film preview; lipstick; Ideal Home Show tickets + afternoon tea & bottle of Champagne; 2 cases of NKD; notebook; bath rack; books; film Premiere; Broadchurch DVDs; lipbalms; hamper (food/wine/Echo Dot/Jo Malone goodies); Avon lippies; cowhide rug; Windsor luxury break, foundation; Flybe flight
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