Tuesday 9th April - What small DFW things will you do today?

bt1 · 9 April 2013 at 7:45AM

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning,

Please with my self yesterday, managed all things on least and even squeezed a run in aswell

Today's list -

Check bank - the rest of weekends spends should of come through...
Updated app
Lunch from home
NSD
Study tonight
Make lunch for tomorrow

The_Boss · 9 April 2013 at 7:48AM

Need to source windscreen wipers, engine oil, gearbox oil, rear shock absorbers and a link for the anti-roll bar for a Mazda RX8 (one of the least moneysaving friendly cars).

Then get quotes for labour for the above.

Candy0107 · 9 April 2013 at 8:12AM

Morning folks

Thanks to bt1 for starting the thread this morning
Ziggy - I can heartily recommend Liverpool......almost everything is walkable and there are plenty of chain pubs with cheap food

Well, day 3 of our mini break. On today's agenda

Checked online banking
Need to withdraw £10 to top up my daily allowance
Need to buy a lottery ticket but will use 5p coins and small change
I think today we are planning on taking a ferry across the Mersey
Had a long hot shower as I'm not paying the water or electric bill
Charging ipad and mobiles in the hotel room
Off out for a nice curry tonight.....it won't be a budget friendly meal but it is a treat and it won't be more than £20 each (I think)
Will go for a healthy breakfast of porridge and toast

That's my lot for today

Have a great day all
Candy xxx

stitching_witch · 9 April 2013 at 8:17AM

Wow, there are so many newbies now I thought I ought to show my face. I've been reading everyday but not getting around to writing anything down.

DFW things so far today:

Breakfast from stores
Made packed lunch for work
Fed and watered the chickens
Checked banking
Moved money from savings into main account to cover car tax
Renewed car tax online ready for end of month so I don't get fined

I will also:

Get a lift to and from work with a colleague
Drink free coffee/water at work
Try to ignore the bakery at elevenses time
Read at lunchtime to avoid the shops
Drop some flyers into the two new clothes shops that have opened recently
Dinner from stores - rubber chicken for me too!
Possibly do some quilting tonight as I won't get chance tomorrow
Keep heating at a minimum and light a fire using scavenged wood
Have an NSD

Just my usual stuff really. I need to do a 'fiscal fast' this month as DH's temp work has fizzled out at the moment so absolutely no extra spending will be allowed! Perhaps next week...

Stitchy x

Candy0107 · 9 April 2013 at 8:22AM

Stitchy.....have you seen any of the bbc's sewing bee ???

Candy xxx

stitching_witch · 9 April 2013 at 8:25AM

Candy0107 wrote: »

Stitchy.....have you seen any of the bbc's sewing bee ???

Candy xxx

Yes, I watched the first one last week and looking forward to tonight's episode. I think DH may have to gag me though as I was shouting at the screen a few times :rotfl:

josiebabie · 9 April 2013 at 8:26AM

Morning everyone

Thanks for starting us off bt1 and welcome back mother

This is me today:
- Checked bank (no change)
- Quick shower and hairwash this morning instead of bath last night
- Cheapo homemade porridge pot for breakfast
- Packed lunch

- LSD - only a curry sauce for dinner, getting fed up with the same home made curry!
- Chicken defrosted for said dinner
- Not too sure if I have any purge/service plan opportunities today
- Make the most of an empty looking diary!
- Catch up with boss and show him how I've looked after the place as he's back from a week off
- Sparkle, despite the rain!

Jx

Candy0107 · 9 April 2013 at 8:27AM

stitching_witch wrote: »

Yes, I watched the first one last week and looking forward to tonight's episode. I think DH may have to gag me though as I was shouting at the screen a few times :rotfl:

I have sky+ it as I am away but it makes me think about taking up dressmaking again..........work is taking up too much of my time :mad:

Candy xxx

lulabelle · 9 April 2013 at 9:02AM

morning peeps

hoping apart from training today will be a nsd for me and plenty on the box I recorded last night to watch tonight so keeps me in.

watched "our girl" last night - very inspirational.

Quick question, if I want to subscribe to a thread, how do I do it? I can't figure it out

Trajal · 9 April 2013 at 9:08AM

Well I wanted to have a NSD but because of exceptional circumstances that's not going to happen as I bought £4 worth of newspapers this morning.

I didn't get to sleep until very late last night but managed to wake up with enough time to eat breakfast at home and make my lunch to take in. Also resisted the temptation to just call a cab and walked to the station. Train was absolutely rammed but free as I bought a pass at the end of last month.

Will buy myself a bottle of wine on the way home tonight and I have a readymade 'toad in the hole' to eat from the freezer

WelshWoofer · 9 April 2013 at 9:24AM

lulabelle wrote: »

.

Quick question, if I want to subscribe to a thread, how do I do it? I can't figure it out

If you go to the top of the thread there's a green bar with "Thread Tools" as an option, click here and its obvious then.:)

Not a lot planned for me today...

Dog walking for free exercise
Lots of schoolwork, need to get cracking with this ASAP
New phone rescheduled to arrive today (just didn't turn up yesterday)
All food from stores
Go to gym to use Groupon coupon I bought yesterday
Staying in tonight
Try to have a NSD (don't actually need anything)
Phone man to confirm conservatory cleaning day

That's it!

Tuesday 9th April - What small DFW things will you do today?

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