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    Principles & Dorothy Perkins Store Cards and PPI
    • #1
    • 18th Sep 12, 11:13 AM
    Principles & Dorothy Perkins Store Cards and PPI 18th Sep 12 at 11:13 AM
    I have read through many of the posts regarding PPI claims and am feeling a little more informed but I have a couple of questions that I am hoping somebody more knowledgable can help me with.

    Way back in the late 80's I was a student and at the point of sale was offered discount on my shopping in Dorothy Perkins if I took out a store card with them.

    I was not in any type of employment at the time and as a niave 19 year old was more interested in the money off rather than anything the salesperson may or may not have said re PPI.

    I had the card up until around 2003 - is this too long ago to make a PPI mis selling claim? I have read some posts regarding limitation periods and have found them confusing. There also seems to be an additional problem in that The Burton Group who the card was with and the bank First Personal Bank may not have been regulated by the FSA. They card scheme was later run by GE Capital bank. Does anyone have any advice on this for me please?

    I also had a store card with Principles. This was taken out in around 1996 (haven't got exact dates) and again it was the lure of money off at the point of sale to take out a store card that encouraged me to take out the card. The card was sold by the shop staff rather than anyone with a financial background and at the time my employers would have paid 6 months full pay and 6 months half pay if I was off sick/accident and an enhanced redundancy package. I also had savings.

    The card was eventually taken over by Ikano and account was finally closed earlier this year. If I make a claim for mis selling of PPI do I make it to, Principles, GE Capital, Ikano.

    I would be very grateful for anyone's advice or experience
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