IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
fraudulent use of address
Closed Thread
Views: 4,931
Thread Tools Search this Thread Display Modes
# 1
WOW Factor 0
Old 30-03-2005, 9:22 PM
MoneySaving Newbie
Join Date: Mar 2005
Posts: 7
Angry fraudulent use of address

dear all,

we moved into a new house in may 2004, three weeks ago a flood of credit card and other credit account statements dropped onto the mat. all were addressed to the previous owners and all were overdue, over the limit etc.

it appears they had their mail re-directed and continued to use our address for credit purposes, b******s, before moving to spain.we contacted the various companies,who couldn't give us any information about what they were up to and said they would deal with it!

our main concern is having fraudulent activity linked with this address, experian, the credit reference agency said that bad debt is linked with a persons name and not with a particular address, i dont believe that especially as we've been living at the address while the fraud has been taking place,

does anybody have any suggestions as to how to get this checked out?

thanks for your help

hagen is offline
Report Post
# 2
Paul Varjak
Old 30-03-2005, 9:28 PM
Fantastically Fervent MoneySaving Super Fan
Join Date: Jun 2004
Posts: 4,275

Your assumption about debt being linked to your address would have been true a few years ago. But I think now they can make no such link unless that person is 'financially connected' to you.

I would suggest getting hold of a copy of your credit reports from Experian and Equifax just to make sure that no financial link has been made. If there is a 'financial link' noted you can ask them to remove that link.
Paul Varjak is offline
Report Post
The Following User Says Thank You to Paul Varjak For This Useful Post: Show me >>
# 3
Old 30-03-2005, 10:13 PM
MoneySaving Convert
Join Date: Mar 2005
Location: west midlands
Posts: 143

i agree, get hold of copies of the credit files for your name and address and see what is listed.

you can sign a form of disasociation i think its called to separate yourself from them if needed.

unfortunately there is nothing to stop people doing these things, although giving a false adress is a criminal offence.
J P S is offline
Report Post
The Following User Says Thank You to J P S For This Useful Post: Show me >>
# 4
Old 31-03-2005, 10:12 AM
Fantastically Fervent MoneySaving Super Fan
Join Date: Feb 2005
Location: Top of Ben Nevis
Posts: 2,494

Originally Posted by J P S
giving a false adress is a criminal offence.
Depends on the purpose of the false address and who one gives it to. Giving a false address to a sales person ringing you at random would be no problem. Giving a false name and address when stopped by a police officer could be perverting the course of justice with a maximum (though unlikely) tariff of life imprisonment.

>>> our main concern is having fraudulent activity linked with this address <<<

How do you know the activity is fraudulent, and not just exceedingly poor money management?

The mind of the bigot is like the pupil of the eye; the more light you pour upon it, the more it will contract.
Oliver Wendell Holmes
NigeWick is offline
Report Post
The Following User Says Thank You to NigeWick For This Useful Post: Show me >>
# 5
Old 21-10-2009, 9:33 PM
MoneySaving Newbie
Join Date: Oct 2009
Posts: 1
Default Fraudulent use of address

We moved into a new house 9 months ago - rented. two years ago the previous tenant was asked to leave. since then we have had various letters addressed to her, returned them to the post office only to have them sent back to us again. We have no idea where she went and the landlord is not sure either as she took off owing him money. Eventually we resorted to opening some of the mail in order to ring up the people sending it to let them know she no longer lived here. We have continued to receive demands for money from various people addressed to her and have attempted to return them to the senders. We have now resorted to throwing mail into the bin. However we received a call today from Quick Fit at 9.00 at night looking for this person who had apparently given our telephone number (we took over the old telephone number from the premises) and this address as being her contact. We are now feeling that we cannot be secure but as we do not know where she is and have no forwarding address do not know how to bring this matter to an end so that we can ensure that we are no longer bothered. Can the police do anything to trace her and is she acting illegally?
gruntfutick is offline
Report Post
# 6
Old 21-10-2009, 11:51 PM
Deliciously Dedicated Diehard MoneySaving Devotee
Join Date: Jan 2008
Location: London
Posts: 10,981

There was something on the BBC watchdog about this earlier this week-(19th October) if you have the i-player, you can rewatch it.
jenniewb is offline
Report Post
Closed Thread


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.

All times are GMT. The time now is 10:11 PM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 25 March 2015

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed


Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

MSE's Twitter Feed