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Bank Account for 12 Year Old

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Hello there,

I am looking to open a bank account for my niece as part of her 12th birthday present. I want a current account so that I can put money into it and she can put her pocket and birthday money in, and she can learn about how to operate a bank account.

It would be nice to have some cool features like a design your own card and maybe some freebies, discounts etc. I can't seem to find anything at all from the regular UK high street. I have found an HSBS account that pays a pitiful 0.5%, and that's about it. Does anyone have any suggestions?

Thanks for any tips offered - much appreciated.

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