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Adequate Medical Cover (holiday Insurance)

What wouild be considered adequate medical cover for Holidaying in Europe (including off piste skiing) in an annual trip policy?

Cosmos offer £2,000,000 (with £75 excess)
Direct Travel offer £15,000,000 (with £60 excess)

Comments

  • For Europe £2m is probably enough given you're looking at up to £2,000 a day in ICU within Europe, medical evacuation circa £10,000.

    The most expensive medical travel claim I ever saw would still be under Cosmos' limit which was a person who had a stroke on a cruise ship and was on the boats ICU and then an American one at circa £15,000 a day plus drugs, investigations and finally repatriation of the body which came in at a little under £1.5m
  • Ryan.D.
    Ryan.D. Posts: 13 Forumite
    We used globelink.co.uk for our annual worldwide travel insurance. I would not find better value and service anywhere else. Definitely worth checking them out.
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