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  • FIRST POST
    • poppy10
    • By poppy10 21st Dec 06, 9:39 AM
    • 5,762Posts
    • 7,006Thanks
    poppy10
    Premium bond winning - missed expiry
    • #1
    • 21st Dec 06, 9:39 AM
    Premium bond winning - missed expiry 21st Dec 06 at 9:39 AM
    Hi, I won £50 on the premium bonds in September; the cheque was dated Sep 8th, and on the cheque it said it had to be cashed within 3 months. Unfortunately it slipped my mind and now it's too late. Is there any way to get my money?
Page 1
    • Gorgeous George
    • By Gorgeous George 21st Dec 06, 10:25 AM
    • 7,787 Posts
    • 8,466 Thanks
    Gorgeous George
    • #2
    • 21st Dec 06, 10:25 AM
    • #2
    • 21st Dec 06, 10:25 AM
    Put your cheque in the bank and see what happens. If it is refused, contact NS&I.

    Failing that, stick it on eBay described as "sexy cheque from NS&I".



    GG
  • Mikeyorks
    • #3
    • 21st Dec 06, 10:42 AM
    • #3
    • 21st Dec 06, 10:42 AM
    As post #2 - present it to your Bank and see if they accept it. As most cheques have an initial shelf life of 6 months it's likely the cashier won't look too closely.

    But if that fails contact NS&I at the address here (in writing and signed - and returning the outdated cheque). There is something on their site about age expired prizes - but can't find it at the moment. But they will replace it with an in-date cheque, without problems (or compensation for their trouble! ). Just as they will give you winnings if you go AWOL for several years because you fail to advise a change of address :-

    http://www.nsandi.com/help/reportamissingprize.jsp
    If you want to test the depth of the water .........don't use both feet !
    • derrick
    • By derrick 21st Dec 06, 11:04 AM
    • 6,707 Posts
    • 2,186 Thanks
    derrick
    • #4
    • 21st Dec 06, 11:04 AM
    • #4
    • 21st Dec 06, 11:04 AM
    You can REINVEST your winnings automatically therefore never having the problem that you now have, plus in this case the £50. would have been entered for 3 more draws for which you might have won some more. Winnings reinvested do not have to wait for a month prior to inclusion, they are in the next draw.
    Don`t steal - the Government doesn`t like the competition


    • thanks
    • By thanks 21st Dec 06, 1:13 PM
    • 162 Posts
    • 44 Thanks
    thanks
    • #5
    • 21st Dec 06, 1:13 PM
    • #5
    • 21st Dec 06, 1:13 PM
    Hi, I won £50 on the premium bonds in September; the cheque was dated Sep 8th, and on the cheque it said it had to be cashed within 3 months. Unfortunately it slipped my mind and now it's too late. Is there any way to get my money?
    by poppy10
    the same thing happened to me. I phoned NS&I and they asked me to send it back them and issued a new one.
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