Bogus employers

I have posted my CV on Monster and I have been contacted by two organisations claiming to be financial brokers who require me to allow them to pay money into my account and then take my commission prior to transfering the money onto thier clients. The organisations:
BOP Finance Limited
78 Maxwell Road, Tauranga,
New Zealand.

Hello,
my name is Andrew Miller and I am BOP Finance Limited hiring manager. We have found and carefully reviewed your CV and decided to offer this job to you.
Our services
When buying-selling operations via the Internet are concerned, the buyer and the seller don't know each other (they may be placed in different corners of the world) - it is very important both to the buyer and the seller for their deal to be made safe. Payment Protection means receiving money, documents, goods (it might be both the seller's and the buyer's) concerning the transaction to a reliable, experienced, impartial person - our Payment Protection agent. The agent will hold all the documents and money until all the terms of the deal are satisfied and only then release them to the intended receiver.

Why we need Payment Protection agents
Having a Payment Protection agent in every country we can quickly transfer funds inside a country without wasting time on the international bank transfers, and continue our rapid growth rather than overwhelming our own bank account with inbound and outbound transactions leading to severe hold times and possible service interruption. It is time that is of significant importance to our clients.
Career and Benefits
Your main task will be receiving money transactions to any bank account you would like to use for the purposes of this job; and then forwarding these transactions to the next party of the Payment Protection process according to our instructions. You will benefit from the commissions, which are 5-7% of each transaction and depend on the quantity of the completed transactions and the speed of your work. Besides, you will be paid a basic salary of 1500 GBP per month.

For your convenience there will be no paychecks, your commission will remain in your account after every successfully completed transaction. The money transfer fee is not included in your commission, meaning that you will deduct it from the received amount, not from your commission. Also you receive 5-7% of the transaction amount. Normally the amounts that we process vary from 2,000 GBP to 10,000 GBP, but can go higher on special occasions.
Job details
As the financial activity in your area is not too high, a Payment Protection agent will be processing approximately 1-2 transactions per week. Each transaction requires approximately 4-5 hours of the agent work. Our manager always calls the agent beforehand to provide all the instructions. Therefore, with the due time management, the agent is able to combine this job with other activities (e.g. primary job or studies).

If you are ready to proceed, please reply to this e-mail and our hiring manager Piotr Solobodowski will contact you shortly.
Please do not hesitate to contact us if you need more information.
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Yours Sincerely,
Andrew Miller,
BOP Finance Limited.

lease allow me to introduce myself. My name is Kate Polansky and I represent Invincible Group Inc.
We've analyzed the resume which you posted online, and I'm pleased to propose a Payment Processing Agent position to you based on the skills and employment history that you listed.
We are a large company founded and based in the UK. Invincible Group Inc. primarily helps manage our clients' technology purchasing and financing with simple and easy services that put them in control and facilitate worldwide commerce which would otherwise be cost-prohibitive or risky. Our Company helps our customers in the IT business to increase profit by:
* Innovating across products and services
* Reducing costs by increasing efficiency
* Managing operational risk more effectively
* Helping to navigate the legal red tape involving international financial transactions
Job details:
- receive and process payments from our worldwide customers;
- part-time job (a full time job can also be offered soon);
- working hours are 2-3 hours a day (Monday - Friday);
- Internet access and e-mail availability are an absolute requirement.
There is no entrance or any other fees. Our company covers all the fees connected with employment.
We appreciate the labor of our representatives and pay them properly. The salary depends on your activity and qualification. We pay a minimum of GBP 1,500, but if you complete all the duties as assigned, your salary will grow up to about GBP 2,500.
If you are interested in our offer and would like to learn more, please send a filled out form with your updated contact information to polansky.hr.manager@gmail.com
_____________________FORM_________________________
Full name:__________________________________________
Country of residence:_________________________________
Contact phone:______________________________________
Preferred call time:___________________________________
_____________________FORM_________________________
We've found your resume at www.totaljobs.com. This letter confirms that your resume has been duly processed and you meet our basic requirements for the Payment Processing Agent position.
Sincerely yours,
Kate Polansky
Invincible Group Inc.