Main site > MoneySavingExpert.com Forums > Essential Money > Debt-Free Wannabe > Debt Collection Agency wrong name. (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Debt Collection Agency wrong name.
Closed Thread
Views: 1,871
Thread Tools Search this Thread Display Modes
# 1
athenajm
Old 11-08-2010, 6:55 PM
MoneySaving Stalwart
 
Join Date: Aug 2007
Posts: 206
Default Debt Collection Agency wrong name.

Hi, first of all sorry if this is in the wrong place!

I received a letter about a month ago addressed to Jay Sean, and as I could see under the address that it said Final Notice I opened it up. It was from Legal Recoveries & Collections informing Jay Sean that he owed them 45.99 from a Webbilling account.
I phoned the debt collection agency and told them that Jay Sean does not and has never lived at my house. I was tempted to point out to them that he's a famous RnB singer so obviously a fake name but thought that might make it look like I'd used a fake name for some kind of account.

The guy I spoke to said it wouldn't be a problem and that he'd make sure the account was updated with a note saying what I'd told him.

Today I got home and had another letter from Face 2 Face contact again addressed to Jay Sean saying unless the debt is paid within 5 days then they will send bailiffs round.

I'm going to write to them telling them that this person doesn't live here but was wondering whether there's any legislation or rules etc that I can quote to get them to stop sending letters and to make sure no bailiffs come round. I know not to let bailiffs in but my friend who works on my house might unknowingly open the door to them when I'm not here.

Any help would be most appreciated. Thanks
athenajm is offline
Report Post
# 2
happycamel
Old 11-08-2010, 7:07 PM
MoneySaving Stalwart
 
Join Date: Jul 2010
Location: UK
Posts: 588
Default

Hi, you're in the right place but I'm afraid I don't have any experience of this so can't help. I'm sure someone will be along soon who can. I guess calling National Debtline 0808 808 4000 might help as they'd know the legal situation properly
I'm a qualified accountant but please make sure you get expert advice as any opinion is made in a private capacity.
"A goal without a plan is just a wish" Antoine de Saint-Exupery

Mortgage overpay 2012: 10,815; 2013: 27,562
Mortgage start 264k, now 232k
happycamel is offline
Report Post
The Following User Says Thank You to happycamel For This Useful Post: Show me >>
# 3
DarkConvict
Old 11-08-2010, 7:52 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Sep 2009
Location: Somewhere in the south, still cold thou!
Posts: 6,251
Default

Don't worry, its not your debt so they can't do anything. Its just a nuisance from the letters you receive. In the rare event a real bailiff does turn up even they cannot take anything. If they attempt to force entry or remove goods it is a criminal offence and they will be charged.

They send out these threat-o-grams constantly and rarely fail to take up on it. A DCA cannot send round bailiffs without a CCJ, and if they have a CCJ they won't tell you they are sending them they will just arrive. I got lots of crap arriving at my house for a previous tenant.

If anyone does arrive, just tell them you are not the person they are looking for. At the very most show some ID with say a mortgage/rental agreement. Its more than enough proof to give them to get them to go away on a permanent basis.
Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
DarkConvict is offline
Report Post
The Following User Says Thank You to DarkConvict For This Useful Post: Show me >>
Closed Thread

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 12:37 AM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 20 August 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • VARIOUS ARTISTSNOW THAT'S WHAT I CALL MUSIC! 88
  • ED SHEERANX (DELUXE EDITION)
  • COLLABROSTARS

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.