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    Car insurance overlap and no claims bonus
    • #1
    • 10th Jun 10, 2:42 PM
    Car insurance overlap and no claims bonus 10th Jun 10 at 2:42 PM
    My car has recently died on the motorway and the cost of repairing it was too high so I decided to scrap it. I still have five weeks of insurance policy left to run on the scrapped car. Now from experience I once scrapped a car before and because I told the insurance company it was scrapped, they cancelled the policy (10 months in) and the said because the policy hadn't run for the full year I wasn't entitled to the NCB.

    I'm hoping to buy a new car prior to the old policy running out, what is my position with regard to my NCB if I take out a new policy? The admin fee the old insurance company want to charge me will cost more than the remaining months insurance is worth. But if I go with another insurer I'm assuming I cannot claim the fifth year of no-claims I will get when my old policy expires?

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