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  • FIRST POST
    Still04
    Is it okay to apply for two Credit Cards in one day?
    • #1
    • 24th Jul 06, 2:45 PM
    Is it okay to apply for two Credit Cards in one day? 24th Jul 06 at 2:45 PM
    I applied for and was accepted for an Egg credit card today (already have a mastercard with HSBC), but I would also like a Nationwide CC as I'm going on holiday to the USA in a months time. Would applying for two credit cards on the same day go against me? The Egg credit card that I applied for today has been the only card I've ever applied for (HSBC CC was given as a part of my student account with them). The Egg card also has a lower limit than I'd like at £500, so the Nationwide card with 0% on purchases would come in handy for my holiday. Any advice? Thanks!
Page 1
  • lipidicman
    • #2
    • 24th Jul 06, 2:50 PM
    • #2
    • 24th Jul 06, 2:50 PM
    Shouldn't do, also the credit search for one card will not have been updated yet so there can be advantages
  • Still04
    • #3
    • 24th Jul 06, 8:57 PM
    • #3
    • 24th Jul 06, 8:57 PM
    Thanks for the advice. I was accepted for a Nationwide CC today.
    • bert&ernie
    • By bert&ernie 24th Jul 06, 10:34 PM
    • 1,220 Posts
    • 1,462 Thanks
    bert&ernie
    • #4
    • 24th Jul 06, 10:34 PM
    • #4
    • 24th Jul 06, 10:34 PM
    Shouldn't do, also the credit search for one card will not have been updated yet so there can be advantages
    by lipidicman
    Not 100% sure about the other CRAs, but Experian CAPS records are written as part of the search process. They will be visible to other lenders immediately.
  • vwman
    • #5
    • 24th Jul 06, 10:53 PM
    • #5
    • 24th Jul 06, 10:53 PM
    Not 100% sure about the other CRAs, but Experian CAPS records are written as part of the search process. They will be visible to other lenders immediately.
    by bert&ernie
    My other half applied for a cahoot card last wednesday, she has checked all CRA's tonight and no search has been recorded as yet, but she was provisionally accepted instantly, and received her agreement on Friday morning, is this normal.
    Aiming to be debt free....but still off target
    • M Thomson
    • By M Thomson 24th Jul 06, 11:55 PM
    • 1,568 Posts
    • 494 Thanks
    M Thomson
    • #6
    • 24th Jul 06, 11:55 PM
    • #6
    • 24th Jul 06, 11:55 PM
    My other half applied for a cahoot card last wednesday, she has checked all CRA's tonight and no search has been recorded as yet, but she was provisionally accepted instantly, and received her agreement on Friday morning, is this normal.
    by vwman
    Yep, if she passes the credit score straight away.
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