IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Paying your own NI Stamp
Closed Thread
Views: 4,629
Thread Tools Search this Thread Display Modes
# 1
SusieWinwood
Old 19-02-2010, 2:29 PM
MoneySaving Stalwart
 
Join Date: Mar 2007
Posts: 248
Default Paying your own NI Stamp

Hi All

Does anyone now how and how much it is to pay your own NI stamp?

Currently DH is signing on for his NI stamp only. The good ol JCP is giving him hassle as he starts a College course next Wednesday for 16 weeks and Wednesday is the day he signs on. First they said he wouldn't be able to look for work as he is at College for one day out of 7 (yes to better himself) and they were reluctant to change the time and/or day to sign on. He gently explained that he's not saying he won't come in but cannot on his usual day and time due to going to College. He spends a fair amount each day 7 days a week looking for work but this apparently isn't good enough! He is tempted to say you sign off and pay his own stamp.

Any help much appreciated as always
Susie
"A woman is like a tea bag:
you never know how strong she is
until she gets in hot water."
SusieWinwood is offline
Report Post
# 2
seven-day-weekend
Old 19-02-2010, 2:39 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Jun 2006
Location: HOME! West Midlands, England
Posts: 22,098
Default

You can pay Voluntary Contributions.

See the link below:

http://www.hmrc.gov.uk/nic/ca5603.pdf
I am a Job Club Coach in Association with CAP
'I believe in Christianity as I believe that the sun has risen. Not only because I see it, but because I see everything by it': C.S. Lewis
I am a Floating Voter - every party wants to be my friend
seven-day-weekend is offline
Report Post
# 3
WhiteHorse
Old 19-02-2010, 8:00 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jan 2007
Posts: 2,416
Default

Always make sure your stamp is fully paid up. Get a pension forecast regularly and keep it - forever.

The mess-ups in the NI office are unbelieveable, so you will always need proof of your entitlements.
WhiteHorse is offline
Report Post
# 4
chrisbur
Old 19-02-2010, 8:47 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jul 2006
Location: Wisbech Cambs
Posts: 2,074
Default

Before making any decision check what benefits are covered by NI credits and voluntary contributions. Apart from being a lot more expensive I do not think that the voluntary contributions give you as much benefit cover.
chrisbur is offline
Report Post
# 5
pebbles88
Old 19-02-2010, 9:01 PM
Serious MoneySaving Fan
 
Join Date: Jan 2008
Posts: 1,187
Default

i know they are giving him hassle, but whilst he is still on their books he has access to extra help as well as still getting his NI stamp.

such as funding for travel to interviews, interview clothes, etc etc. plus he may be entitled to extra help when he does get a job when he signs off.

he is perfectly entitled to do extra study whilst he is signing, as long as it doesnt go over 16 hours and he takes his learning agreement in which will show what hours he does, unfortunately the day he needs to sign on is prob tied to his NI number, but hopefully you can sort something with them.

HTH
Please be nice to all moneysavers!
Dance like nobody's watching; love like you've never been hurt. Sing like nobody's listening; live like it's heaven on earth."
Big big thanks to Niddy, sorely missed from these boards..best cybersupport ever!!
pebbles88 is offline
Report Post
# 6
dookar
Old 19-02-2010, 9:20 PM
Serious MoneySaving Fan
 
Join Date: Jun 2009
Posts: 1,621
Default

He needs to dispute his JSAG and change the pattern of availabiity to Thursday to Tuesday
dookar is offline
Report Post
# 7
Oldernotwiser
Old 19-02-2010, 9:22 PM
PPR
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Jan 2007
Posts: 35,650
Default

Unless he's likely to have fewer than 30 years of NICs paid or credited this really doesn't matter for pension purposes.
Oldernotwiser is offline
Report Post
# 8
stazi
Old 20-02-2010, 8:37 AM
Serious MoneySaving Fan
 
Join Date: Aug 2007
Posts: 1,279
Default

Paying a Class 3 voluntary NIC is about 7+pw and only covers for State Pension. As mentioned earlier, I would also suggest removing Wed from the JSA agreement and continuing to sign on the get the Class 1 NIC credit which goes towards ALL future NIC benefits.
stazi is offline
Report Post
# 9
Killmark
Old 20-02-2010, 2:13 PM
MoneySaving Stalwart
 
Join Date: Sep 2009
Location: London
Posts: 288
Default

Quote:
Originally Posted by SusieWinwood View Post
The good ol JCP is giving him hassle as he starts a College course next Wednesday for 16 weeks and Wednesday is the day he signs on. First they said he wouldn't be able to look for work as he is at College for one day out of 7 (yes to better himself) and they were reluctant to change the time and/or day to sign on.
Which day and week you sign on is dictated by your national insurance number, i.e if you should sign on a tuesday but couldnt and signed on a monday it won't input the evidence onto the system. Sign on the wednesday though and it wil go on.

All he needs to do is complete the education or training form and arrange with the JCP is to arrange a late sign on for the following day. This can be done as regular for the duration of the course though he may have to book the next each appointment each time he signs on.

He'll need a learning agreement as well as something from the college stating whether its a fulltime course as well as its duration.
Killmark is offline
Report Post
The Following 2 Users Say Thank You to Killmark For This Useful Post: Show me >>
Closed Thread

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 4:53 AM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 30 July 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • VARIOUS ARTISTSNOW THAT'S WHAT I CALL MUSIC! 88
  • ED SHEERANX (DELUXE EDITION)
  • VARIOUS ARTISTSTHE HOUSE THAT GARAGE BUILT - MINISTRY OF SOUND

MSE's Twitter Feed

profile
  • RT @MSE_GuyAnker: Serbia's GDP £23bn, Jordan £20bn, Latvia £17bn, Iceland £9bn (source: Wikipedia). UK banks' PPI provisions £23bn
  • RT @MartinSLewis: £10 meat for £5 Morrisons voucher (http://t.co/sGisHSM4yw) while its one per person, many people are getting each family ?
  • Not all packaged bank accounts were mis-sold. But if you?ve claimed, can you tell us how much you?ve got back? http://t.co/HLwAX8iTjF
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.