Main site > MoneySavingExpert.com Forums > Essential Money > Credit Cards > Balance Transfer from a Vanquis (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
Balance Transfer from a Vanquis
Closed Thread
Views: 3,238
Thread Tools Search this Thread Display Modes
# 1
selecta_c
Old 07-10-2009, 1:40 PM
MoneySaving Stalwart
 
Join Date: Jul 2009
Posts: 220
Default Balance Transfer from a Vanquis

Could someone please clarify for me whether or not it is possible to do a BT from a Vanquis card to a 0% card?
My car needs a bit of work doing to it (around 800's worth) and i was going to use my Vanquis too pay for it then transfer the balance onto my Barclaycard which currently has a 0% BT for 6 months promotion.But i have just read on another post that it is not possible to transfer from Vanquis.If this is the case is there anyway round it?
selecta_c is offline
Report Post
# 2
ElkyElky
Old 07-10-2009, 1:44 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: May 2009
Location: Scotland
Posts: 2,402
Default

The only way BT's can be done with Vanquis is if Barclays does it as a manual BT.

When I transfered a balance from my Vanquis to Sygma's card, they asked me for Vanquis' account number and sortcode, sending it as BACS I believe.
Weve had to remove your signature. Please check the Forum Rules if youre unsure why its been removed and, if still unsure, email forumteam@moneysavingexpert.com
ElkyElky is offline
Report Post
The Following User Says Thank You to ElkyElky For This Useful Post: Show me >>
# 3
selecta_c
Old 07-10-2009, 2:25 PM
MoneySaving Stalwart
 
Join Date: Jul 2009
Posts: 220
Default

So i would have too phone Barclays up to do the transfer,i could not do it on the Barclaycard website?
selecta_c is offline
Report Post
# 4
izools
Old 07-10-2009, 2:34 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: May 2008
Posts: 7,496
Default

You could try doing it via the website but chances are it wouldn't work, and you wouldn't find out for a few weeks that it hadn't worked.

Best bet is to call them, be very paitent whilst talking to their abysmal offshore customer service (don't you just love Barclaycard for that?), and get it done manually.

I wish you the very best of luck trying to explain it to Barclays' customer services! Keep us posted
Cashback Earned Nectar Points 68 Natoinwide Select 62 Aqua Reward 100 Amex Platinum 48
izools is offline
Report Post
The Following User Says Thank You to izools For This Useful Post: Show me >>
# 5
ElkyElky
Old 07-10-2009, 2:36 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: May 2009
Location: Scotland
Posts: 2,402
Default

Quote:
Originally Posted by selecta_c View Post
So i would have too phone Barclays up to do the transfer,i could not do it on the Barclaycard website?
I doubt it will work doing it on Barclaycards website, but you can always try. You could phone up and ask if they do BT directly into the other companys bank account but they might not, or they may even consider it a cash withdrawl. I'm not sure how Barclaycard works.
Weve had to remove your signature. Please check the Forum Rules if youre unsure why its been removed and, if still unsure, email forumteam@moneysavingexpert.com
ElkyElky is offline
Report Post
The Following User Says Thank You to ElkyElky For This Useful Post: Show me >>
# 6
selecta_c
Old 07-10-2009, 2:57 PM
MoneySaving Stalwart
 
Join Date: Jul 2009
Posts: 220
Default

Sounds like its no easy feat.Will let you know how i get on when the time comes.
selecta_c is offline
Report Post
# 7
doelani
Old 07-10-2009, 2:59 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2005
Posts: 2,556
Default

I have just rang my CC to do a balance transfer off my vanquis card and she send it went through ok, will wait and see if it goes through

What is the worstthat can happen, Vanquis reject it ?
TOTAL 44 weeks lose. 6st 9.5lb
doelani is offline
Report Post
# 8
Moggles
Old 07-10-2009, 3:22 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jul 2006
Posts: 6,067
Default

Quote:
Originally Posted by doelani View Post
I have just rung my CC to do a balance transfer off my vanquis card and she said it went through ok. Will wait and see if it goes through What is the worst that can happen, Vanquis reject it?
Vanquis will not accept BT requests, as I think the OP realises, but I doubt whether Vanquis can distinguish BACS payments made by other card companies from those of their customers. You should be fine
People who don't know their rights, don't actually have those rights.
Moggles is offline
Report Post
The Following User Says Thank You to Moggles For This Useful Post: Show me >>
# 9
selecta_c
Old 07-10-2009, 4:02 PM
MoneySaving Stalwart
 
Join Date: Jul 2009
Posts: 220
Default

Quote:
Originally Posted by Moggles View Post
Vanquis will not accept BT requests, as I think the OP realises, but I doubt whether Vanquis can distinguish BACS payments made by other card companies from those of their customers. You should be fine
So how would i go about getting Barclays too make a BACS payment to Vanquis and would the payment be classed as a balance transfer by Barclays?
selecta_c is offline
Report Post
# 10
Moggles
Old 07-10-2009, 4:24 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jul 2006
Posts: 6,067
Default

Quote:
Originally Posted by selecta_c View Post
So how would i go about getting Barclays to make a BACS payment to Vanquis and would the payment be classed as a balance transfer by Barclays?
I would telephone Barclaycard and ask to transfer a balance from your Vanquis card. (I wouldn't mention a BACS payment, although that is how it's done.)

If you ring Card Services during business hours on 0800 917 7277, you'll avoid the perishing 0870/0844 numbers and, with luck, the overseas call centre

B'card may insist on posting you a pass code first. (This is an extra layer of security introduced by B'card recently and nothing to do with Vanquis)

Please keep us posted.

Very best
M
People who don't know their rights, don't actually have those rights.
Moggles is offline
Report Post
The Following User Says Thank You to Moggles For This Useful Post: Show me >>
# 11
selecta_c
Old 07-10-2009, 5:44 PM
MoneySaving Stalwart
 
Join Date: Jul 2009
Posts: 220
Default

Thanks for the info,as soon i've done it i will post the outcome on MSE.
selecta_c is offline
Report Post
# 12
doelani
Old 14-10-2009, 8:29 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2005
Posts: 2,556
Default Update

Rang my new CC to do a balance tranfer to vanquis and they put it through as normal and just checkled my vanquis balance and it has gone through..........So no more 59% my new card has I think 2% for balance transfers for 12 months and it will be paid off long before that.
TOTAL 44 weeks lose. 6st 9.5lb
doelani is offline
Report Post
The Following 2 Users Say Thank You to doelani For This Useful Post: Show me >>
# 13
selecta_c
Old 14-10-2009, 9:18 AM
MoneySaving Stalwart
 
Join Date: Jul 2009
Posts: 220
Default

Quote:
Originally Posted by doelani View Post
Rang my new CC to do a balance tranfer to vanquis and they put it through as normal and just checkled my vanquis balance and it has gone through..........So no more 59% my new card has I think 2% for balance transfers for 12 months and it will be paid off long before that.
Thanks for posting this.Will be doing the same in the next week or so,its good too know it can actually be done.
selecta_c is offline
Report Post
# 14
doelani
Old 14-10-2009, 12:28 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2005
Posts: 2,556
Default

Quote:
Originally Posted by selecta_c View Post
Thanks for posting this.Will be doing the same in the next week or so,its good too know it can actually be done.

If it had not went through I would have been no worse off so if you can do it worth a try.
TOTAL 44 weeks lose. 6st 9.5lb
doelani is offline
Report Post
# 15
selecta_c
Old 18-10-2009, 7:26 PM
MoneySaving Stalwart
 
Join Date: Jul 2009
Posts: 220
Default

Thanks for all the replies on this issue.I did a bit of shopping around and got my repairs down too just a shade over 500.My new Halifax One card arrived before payment was due so i made use of the 0% on purchases offer.
selecta_c is offline
Report Post
Closed Thread

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT. The time now is 7:34 PM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 17 December 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

MSE's Twitter Feed

profile