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    selecta_c
    Balance Transfer from a Vanquis
    • #1
    • 7th Oct 09, 1:40 PM
    Balance Transfer from a Vanquis 7th Oct 09 at 1:40 PM
    Could someone please clarify for me whether or not it is possible to do a BT from a Vanquis card to a 0% card?
    My car needs a bit of work doing to it (around £800's worth) and i was going to use my Vanquis too pay for it then transfer the balance onto my Barclaycard which currently has a 0% BT for 6 months promotion.But i have just read on another post that it is not possible to transfer from Vanquis.If this is the case is there anyway round it?
Page 1
    • ElkyElky
    • By ElkyElky 7th Oct 09, 1:44 PM
    • 2,423 Posts
    • 2,739 Thanks
    ElkyElky
    • #2
    • 7th Oct 09, 1:44 PM
    • #2
    • 7th Oct 09, 1:44 PM
    The only way BT's can be done with Vanquis is if Barclays does it as a manual BT.

    When I transfered a balance from my Vanquis to Sygma's card, they asked me for Vanquis' account number and sortcode, sending it as BACS I believe.
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  • selecta_c
    • #3
    • 7th Oct 09, 2:25 PM
    • #3
    • 7th Oct 09, 2:25 PM
    So i would have too phone Barclays up to do the transfer,i could not do it on the Barclaycard website?
  • izools
    • #4
    • 7th Oct 09, 2:34 PM
    • #4
    • 7th Oct 09, 2:34 PM
    You could try doing it via the website but chances are it wouldn't work, and you wouldn't find out for a few weeks that it hadn't worked.

    Best bet is to call them, be very paitent whilst talking to their abysmal offshore customer service (don't you just love Barclaycard for that?), and get it done manually.

    I wish you the very best of luck trying to explain it to Barclays' customer services! Keep us posted
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    • ElkyElky
    • By ElkyElky 7th Oct 09, 2:36 PM
    • 2,423 Posts
    • 2,739 Thanks
    ElkyElky
    • #5
    • 7th Oct 09, 2:36 PM
    • #5
    • 7th Oct 09, 2:36 PM
    So i would have too phone Barclays up to do the transfer,i could not do it on the Barclaycard website?
    Originally posted by selecta_c
    I doubt it will work doing it on Barclaycards website, but you can always try. You could phone up and ask if they do BT directly into the other companys bank account but they might not, or they may even consider it a cash withdrawl. I'm not sure how Barclaycard works.
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  • selecta_c
    • #6
    • 7th Oct 09, 2:57 PM
    • #6
    • 7th Oct 09, 2:57 PM
    Sounds like its no easy feat.Will let you know how i get on when the time comes.
    • doelani
    • By doelani 7th Oct 09, 2:59 PM
    • 2,555 Posts
    • 5,412 Thanks
    doelani
    • #7
    • 7th Oct 09, 2:59 PM
    • #7
    • 7th Oct 09, 2:59 PM
    I have just rang my CC to do a balance transfer off my vanquis card and she send it went through ok, will wait and see if it goes through

    What is the worstthat can happen, Vanquis reject it ?
    TOTAL 44 weeks lose. 6st 9.5lb
  • Moggles
    • #8
    • 7th Oct 09, 3:22 PM
    • #8
    • 7th Oct 09, 3:22 PM
    I have just rung my CC to do a balance transfer off my vanquis card and she said it went through ok. Will wait and see if it goes through What is the worst that can happen, Vanquis reject it?
    Originally posted by doelani
    Vanquis will not accept BT requests, as I think the OP realises, but I doubt whether Vanquis can distinguish BACS payments made by other card companies from those of their customers. You should be fine
    People who don't know their rights, don't actually have those rights.
  • selecta_c
    • #9
    • 7th Oct 09, 4:02 PM
    • #9
    • 7th Oct 09, 4:02 PM
    Vanquis will not accept BT requests, as I think the OP realises, but I doubt whether Vanquis can distinguish BACS payments made by other card companies from those of their customers. You should be fine
    Originally posted by Moggles
    So how would i go about getting Barclays too make a BACS payment to Vanquis and would the payment be classed as a balance transfer by Barclays?
  • Moggles
    So how would i go about getting Barclays to make a BACS payment to Vanquis and would the payment be classed as a balance transfer by Barclays?
    Originally posted by selecta_c
    I would telephone Barclaycard and ask to transfer a balance from your Vanquis card. (I wouldn't mention a BACS payment, although that is how it's done.)

    If you ring Card Services during business hours on 0800 917 7277, you'll avoid the perishing 0870/0844 numbers and, with luck, the overseas call centre

    B'card may insist on posting you a pass code first. (This is an extra layer of security introduced by B'card recently and nothing to do with Vanquis)

    Please keep us posted.

    Very best
    M
    People who don't know their rights, don't actually have those rights.
  • selecta_c
    Thanks for the info,as soon i've done it i will post the outcome on MSE.
    • doelani
    • By doelani 14th Oct 09, 8:29 AM
    • 2,555 Posts
    • 5,412 Thanks
    doelani
    Update
    Rang my new CC to do a balance tranfer to vanquis and they put it through as normal and just checkled my vanquis balance and it has gone through..........So no more 59% my new card has I think 2% for balance transfers for 12 months and it will be paid off long before that.
    TOTAL 44 weeks lose. 6st 9.5lb
  • selecta_c
    Rang my new CC to do a balance tranfer to vanquis and they put it through as normal and just checkled my vanquis balance and it has gone through..........So no more 59% my new card has I think 2% for balance transfers for 12 months and it will be paid off long before that.
    Originally posted by doelani
    Thanks for posting this.Will be doing the same in the next week or so,its good too know it can actually be done.
    • doelani
    • By doelani 14th Oct 09, 12:28 PM
    • 2,555 Posts
    • 5,412 Thanks
    doelani
    Thanks for posting this.Will be doing the same in the next week or so,its good too know it can actually be done.
    Originally posted by selecta_c

    If it had not went through I would have been no worse off so if you can do it worth a try.
    TOTAL 44 weeks lose. 6st 9.5lb
  • selecta_c
    Thanks for all the replies on this issue.I did a bit of shopping around and got my repairs down too just a shade over £500.My new Halifax One card arrived before payment was due so i made use of the 0% on purchases offer.
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