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  • FIRST POST
    government slave
    Littlewoods Catalogue ppi reclaim
    • #1
    • 14th Sep 09, 1:59 PM
    Littlewoods Catalogue ppi reclaim 14th Sep 09 at 1:59 PM
    Hi
    I have just received my SAR from Littlewoods and found that I had been paying their ppi insurance [callled extra care premiums] for years. I have worked out that I have paid 644 between 2003 and 2006. {Im sure that I paid before 2003 but cant go back any further}.

    How do I go about claiming that back?
    Do I write asking first without putting how much I am claiming down or do I just tell them what I have calculated adding interest to the total and asking for that back?

    Oh I know it was mis sold I wasnt in employment so couldnt have made a claim.

    Thanks in advance
Page 1
  • barloo69
    • #2
    • 14th Sep 09, 2:36 PM
    • #2
    • 14th Sep 09, 2:36 PM
    Hi
    I have just received my SAR from Littlewoods and found that I had been paying their ppi insurance [callled extra care premiums] for years. I have worked out that I have paid 644 between 2003 and 2006. {Im sure that I paid before 2003 but cant go back any further}.

    How do I go about claiming that back?
    Do I write asking first without putting how much I am claiming down or do I just tell them what I have calculated adding interest to the total and asking for that back?

    Oh I know it was mis sold I wasnt in employment so couldnt have made a claim.

    Thanks in advance
    Originally posted by government slave
    If you follow the step by step template letters, they dont actually make reference to asking for a specific sum just all the premiums paid plus the 8% interest a court would award. So I would go along with this and if they offer a lower amount you can always come back at them with the figure you have calculated. Although they will probably come back with a higher figure anyway.

    Incidentally let us know how you get on with littlewoods as quite a few of us have got reclaims with Littlewoods going on and be warned that they will deny deny deny leaving you will no alternative than to FOS / Court action them.

    But do not be disheartened and carry on regardless of there responses.

    Good luck.
    If you see a penny, pick it up, all day long you'll have good luck !!!!!!
  • government slave
    • #3
    • 14th Sep 09, 3:06 PM
    • #3
    • 14th Sep 09, 3:06 PM
    If you follow the step by step template letters, they dont actually make reference to asking for a specific sum just all the premiums paid plus the 8% interest a court would award. So I would go along with this and if they offer a lower amount you can always come back at them with the figure you have calculated. Although they will probably come back with a higher figure anyway.

    Incidentally let us know how you get on with littlewoods as quite a few of us have got reclaims with Littlewoods going on and be warned that they will deny deny deny leaving you will no alternative than to FOS / Court action them.

    But do not be disheartened and carry on regardless of there responses.

    Good luck.
    Originally posted by barloo69
    Thanks barloo69

    Will start claim today.

    I have 2 claims going already with the shop direct group - Great Universal and Empire Stores, but Littlewoods is the first SAR I have received.

    They are a hard nut to crack!

    Great Universal refused point blank to admit they mis sold me PPI so that is with the FOS at present [however the FOS take a while ive waited now 5 months]

    Empire Stores are just trying to mess me around I wrote to them in Bradford re misselling and received replies from shop direct Liverpool, then I got a letter from Liverpool saying that I had to make my claim to Bradford as it was nothing to do with Liverpool. I am currently waiting for SAR from them. They are however refusing to give a final response knowing without one I cannot go FOS.

    The FOS are busy with me I was successful with a claim against Littlewoods Credit Card however they have refused to pay me the refund after the balance was paid off. They have actually made a credit on the credit card [which you are not supposed to have] I cant even use the money as the card was cancelled some time ago.

    Good Luck with your claim
    Last edited by government slave; 14-09-2009 at 3:11 PM.
  • angelmel1979
    • #4
    • 9th Jan 14, 5:44 PM
    • #4
    • 9th Jan 14, 5:44 PM
    Hello,

    I wonder if anybody could advise me on an issue I have with Littlewoods catalogue. After having putting in a claim for mis sold ppi to Littlewoods I was told that they would not pay out. Even though I had no idea that I had been paying into ppi for nearly 15 years. The Financial ombudsman can not help due to regulation issues. Has anyone managed to succesfully get money back from any catalogues and if so how did you do it? I am really stuck and don't know what my next step should be. Thank you in advance.

    Kind regards

    Mel
  • davo1505
    • #5
    • 8th May 14, 1:55 PM
    • #5
    • 8th May 14, 1:55 PM
    Im having the same problem with them, despite them saying I didnt exist, I sent them account statements for a 10 year period, then silence and no further responses, so Martin how can we resolve this?
  • Moneyineptitude
    • #6
    • 8th May 14, 2:05 PM
    • #6
    • 8th May 14, 2:05 PM
    The Financial ombudsman can not help due to regulation issues. I am really stuck and don't know what my next step should be.
    Originally posted by angelmel1979
    so Martin how can we resolve this?
    Originally posted by davo1505
    Martin Lewis sold this site some time back and no longer takes any active role in the forums. He won't be responding to your query.

    Prior to January 2005, Littlewoods was not regulated for the sale of general insurance. If the sale of your PPI was prior to that then Littlewoods don't even have to consider your complaint. I expect this is why you've heard no more from them after the initial rejection.

    You have no access to the Financial Ombudsman either.

    This thread is from 2009.
  • McKneff
    • #7
    • 8th May 14, 2:22 PM
    • #7
    • 8th May 14, 2:22 PM
    I cant see how anyone at all can say 'I didn't know I was paying it'.


    You would have signed at the very beginning of the contracted to say 'yes' you agree to it.


    The PPI payment would also be on every single monthly statement that you have received on a separate line. Itemised.
    No one can make you feel inferior without your consent
  • Moneyineptitude
    • #8
    • 8th May 14, 2:26 PM
    • #8
    • 8th May 14, 2:26 PM
    I cant see how anyone at all can say 'I didn't know I was paying it'.
    Originally posted by McKneff
    Pre-regulation, even valid complaint reasons are moot anyhow as they don't have to even be considered.
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