Littlewoods Catalogue ppi reclaim

[government slave]

Hi
I have just received my SAR from Littlewoods and found that I had been paying their ppi insurance [callled extra care premiums] for years. I have worked out that I have paid £644 between 2003 and 2006. {Im sure that I paid before 2003 but cant go back any further}.

How do I go about claiming that back?
Do I write asking first without putting how much I am claiming down or do I just tell them what I have calculated adding interest to the total and asking for that back?

Oh I know it was mis sold I wasnt in employment so couldnt have made a claim.

Thanks in advance

[barloo69]

Originally Posted by government slave

Hi
I have just received my SAR from Littlewoods and found that I had been paying their ppi insurance [callled extra care premiums] for years. I have worked out that I have paid £644 between 2003 and 2006. {Im sure that I paid before 2003 but cant go back any further}.

How do I go about claiming that back?
Do I write asking first without putting how much I am claiming down or do I just tell them what I have calculated adding interest to the total and asking for that back?

Oh I know it was mis sold I wasnt in employment so couldnt have made a claim.

Thanks in advance

If you follow the step by step template letters, they dont actually make reference to asking for a specific sum just all the premiums paid plus the 8% interest a court would award. So I would go along with this and if they offer a lower amount you can always come back at them with the figure you have calculated. Although they will probably come back with a higher figure anyway.

Incidentally let us know how you get on with littlewoods as quite a few of us have got reclaims with Littlewoods going on and be warned that they will deny deny deny leaving you will no alternative than to FOS / Court action them.

But do not be disheartened and carry on regardless of there responses.

Good luck.

[government slave]

Originally Posted by barloo69

If you follow the step by step template letters, they dont actually make reference to asking for a specific sum just all the premiums paid plus the 8% interest a court would award. So I would go along with this and if they offer a lower amount you can always come back at them with the figure you have calculated. Although they will probably come back with a higher figure anyway.

Incidentally let us know how you get on with littlewoods as quite a few of us have got reclaims with Littlewoods going on and be warned that they will deny deny deny leaving you will no alternative than to FOS / Court action them.

But do not be disheartened and carry on regardless of there responses.

Good luck.

Thanks barloo69

Will start claim today.

I have 2 claims going already with the shop direct group - Great Universal and Empire Stores, but Littlewoods is the first SAR I have received.

They are a hard nut to crack!

Great Universal refused point blank to admit they mis sold me PPI so that is with the FOS at present [however the FOS take a while ive waited now 5 months]

Empire Stores are just trying to mess me around I wrote to them in Bradford re misselling and received replies from shop direct Liverpool, then I got a letter from Liverpool saying that I had to make my claim to Bradford as it was nothing to do with Liverpool. I am currently waiting for SAR from them. They are however refusing to give a final response knowing without one I cannot go FOS.

The FOS are busy with me I was successful with a claim against Littlewoods Credit Card however they have refused to pay me the refund after the balance was paid off. They have actually made a credit on the credit card [which you are not supposed to have] I cant even use the money as the card was cancelled some time ago.

Good Luck with your claim