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Highest interest debt gone!!

lallyaya
lallyaya Posts: 94 Forumite
in Debt-free wannabe
Urgh, it was a truly awful one, the loan was not that big but the interest surely was. It was 'the one' :eek: that always brings you out in a cold sweat, that you rue the day you ever heard of it, the truly awful loan that you can only settle early if you sacrifice your first born child. And now its gone, that awful reminder of the time when I was suffering severely from depression and was unaware of the other options and sites like this....

My payment was £117 per month and it never occured to me that my final payment would be anything different, so imagine my glee when I logged into my bank account and saw it there "Satans Financial Services, Final Payment, £15.29" To be on the safe side i've cancelled the DD! ;)

In proof of how i've grown up I didn't go out and spend it straight away, its been popped straight onto my credit card! The sliced up credit card I can't spend!

I feel like a massive weight has been lifted! :T
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Comments

  • Slayerx
    Slayerx Posts: 1,285 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done it must feel great :)
    Official DFW Nerd Club - Member no. 065
  • fairylights_2
    fairylights_2 Posts: 851 Forumite
    :j :T :j :T :j

    Great job! Have finally got confirmation ours is now swapped over to 0% today too - sounds like it's a great relief for you. And well done on being strong enough to not spend the remainder!
    Official DFW Nerd Club - Member no. 002 :rotfl:
  • tango
    tango Posts: 13,110 Forumite
    lallyaya wrote:
    Urgh, it was a truly awful one, the loan was not that big but the interest surely was. It was 'the one' :eek: that always brings you out in a cold sweat, that you rue the day you ever heard of it, the truly awful loan that you can only settle early if you sacrifice your first born child. And now its gone, that awful reminder of the time when I was suffering severely from depression and was unaware of the other options and sites like this....

    My payment was £117 per month and it never occured to me that my final payment would be anything different, so imagine my glee when I logged into my bank account and saw it there "Satans Financial Services, Final Payment, £15.29" To be on the safe side i've cancelled the DD! ;)

    In proof of how i've grown up I didn't go out and spend it straight away, its been popped straight onto my credit card! The sliced up credit card I can't spend!

    I feel like a massive weight has been lifted! :T
    That made me :rotfl: glad the horrible thing has gone :D
    Obstacles are things a person sees when he takes his eyes off his goal.
  • Chortle_2
    Chortle_2 Posts: 403 Forumite
    :T

    WELL DONE! It's such a nice feeling when the big nasty ones are out of the way! :D :beer:
    Highest Debt (Sept 04) -> £41,300 :(
    Debt Free - August 2006!! :D
  • Sleekit
    Sleekit Posts: 73 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Satans Financial Services? I thinnk I've got a loan with them too...

    Well Done!
  • Karma67
    Karma67 Posts: 541 Forumite
    Debt-free and Proud!
    Congrats...a weight off your mind and into your pocket ;):j :j :beer: :beer: :beer: :T :T :T :T :T
  • scottishspendaholic
    scottishspendaholic Posts: 1,171 Forumite
    Yay! Well done! I can't wait til I'm in your position and your willpower not to spend the remainder is a shining example to us all!

    Proud of you!

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :T :T :T :T Great post and GREAT news! :T :T :T :T

    Very well done :D
    Leason learnt :beer:
  • tattooed_lady
    tattooed_lady Posts: 1,591 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    That's great! Well done!!
    Mortgage-free wannabe!
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Yeah, great post. Made me laugh too!

    Seriously, well done.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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