Bankruptcy order ignored by CEL resulting in CCJ

logician wrote: »

If the OR had stated that this debt was to be included in the bankruptcy then I would consider also raising this as a formal complaint as you should not be having to deal with this.

Either they failed to add this to the bankruptcy or you were given misleading information that it had been.

This is the link to their complaints process






You will need to complete the form EX160 for fees application and send this with the completed N244

Link for EX160 form

Link for guidance notes for EX160

I will certainly consider raising a complaint if this issue persists.
With regards to the EX160 form, I have just filled in a online thing on the .gov website which has given me a "HWF" reference number and advises me to put this number on my N244 form in the help with costs section. Will this suffice or should I also complete the EX160 form?

Coupon-mad wrote: »

Yes it sounds like it, as you are on that benefit (lack of income/savings should mean you are eligible):



So you need form N244 (to apply to the court to set aside the CCJ) and to apply for fee remission.

The NEWBIES thread at the top of the forum, has a section in the second post about how to set aside this trash. Show us your draft Witness Statement that you come up with, to accompany your N244.

Hi Coupon Mad, please see below my witness statement as requested.


I am writing to you today with regards to a CCJ issued to myself on 08/05/2017. A bankruptcy order was made against me on 28/02/2017. I have enclosed documentation to confirm this. I contacted Civil Enforcement LTD and notified them of this bankruptcy order by letter, assuming that would be the end of this situation. It was to my dismay that I later received a letter from them dating 07/04/2017 advising that this matter has been issued at the County Court Business Centre, therefore meaning they had ignored my previous correspondence. I then contacted the Official Receivers office about this and they contacted Civil Enforcement LTD by letter advising, again, of this bankruptcy order. Civil Enforcement LTD have chosen to ignore this correspondence and have completely ignored the bankruptcy order, issuing this to the court wrongly. I have included evidence (copies of documentation to support this fact).

Then, I received a letter from the County Court Business Centre with a CCJ default notice dated 08/05/2017. This further reinforces the fact that Civil Enforcement LTD had ignore both myself and the Official Receivers office, therefore not following correct procedure.
The simple fact is, this matter should have never made it to court, the CCJ should have never been issued. I had been declared bankrupt before this matter was referred to the CCBC, I also advised them of this as well as the official receivers office, but they chose to ignore on multiple occasions and continue with this.

The purpose of this letter is to inform you of all the circumstances surrounding this situation and to apply to have this CCJ set aside. I have enclosed a completed N244 form, I have also obtained a help with court costs reference number which is detailed on the top right hand corner of the N244 form. Also, I have enclosed photocopies of evidence of my bankruptcy and the letter which the official receiver sent to Civil Enforcement LTD advising them of this.

If you require any further information please do not hesitate to contact me via letter or email.