Claiming on old accounts

Travelman · 19 January 2018 at 11:07PM

Thanks Sun73 for your constructive post. I will write back with a copy of the only Credit Card stateement I still possess and see what happens.

The annoying this is that I am usually a stickley for keeping old paperwork [I still have to correspondence for buying my first house 45 years ago!] but regrettably in a pique of madness I shredded all my Midland Bank CC statements. Rgds.

sun73 · 20 January 2018 at 10:11PM

Travelman wrote: »

Thanks Sun73 for your constructive post. I will write back with a copy of the only Credit Card stateement I still possess and see what happens.

The annoying this is that I am usually a stickley for keeping old paperwork [I still have to correspondence for buying my first house 45 years ago!] but regrettably in a pique of madness I shredded all my Midland Bank CC statements. Rgds.

Yes, regrettably, me too, with paperwork for other lenders, but its doubly annoying when the banks might actually still hold customer transactions in microfiche which they would rather not search unless forced to do so.

bettyboo71 · 21 January 2018 at 6:47PM

grcxdsoovedog1 wrote: »

Is there a limit on how far back you can go with the PPI claim? My husband had a loan with Lloyds in 1998, we have the reference number but no other paperwork (it was actually mentioned in a mortgage application around that time). Thanks.

I succeeded with a Lloyds loan claim from 2005, and all I had was the original loan number.
I also succeeded with a claim with MBNA for a credit card taken out in 1998, and didn't even have the card number.
I used Resolver for both - their form is fairly short and simple, and I'd say it is definitely worth the few minutes it takes.

Claiming on old accounts

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