Cease and Desist Letter
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darwins_mum
Posts: 449 Forumite
Hello all, my hours have been cut from 37 to 15 per week, so things have been a bit tight over the last couple of months.
As a result, the belt has been tightened. One of the things that had to go was my gym membership. The debt has been refered to heir DCA. I have written to them advising of circs, and offering a £1 a month. They ring me several times a day and leave messages. I have written to them requesting that my telephone number be removed from their system and the system of the DCA, the response has been no. Does anyone have a cease and desist letter quoting the appropriate anti harrassment clause please.
They have also suggested that they will not accept £1 a month unless I am in an IVA (sounds like nonsense to me). This is a temporary situation and I do not feel it necessary to bother a debt charity for such a paltry issue at this time.
Thanks in advance for your help.
As a result, the belt has been tightened. One of the things that had to go was my gym membership. The debt has been refered to heir DCA. I have written to them advising of circs, and offering a £1 a month. They ring me several times a day and leave messages. I have written to them requesting that my telephone number be removed from their system and the system of the DCA, the response has been no. Does anyone have a cease and desist letter quoting the appropriate anti harrassment clause please.
They have also suggested that they will not accept £1 a month unless I am in an IVA (sounds like nonsense to me). This is a temporary situation and I do not feel it necessary to bother a debt charity for such a paltry issue at this time.
Thanks in advance for your help.
Nothing is so fatiguing as the eternal hanging on of an uncompleted task
Crazy Clothing Challenge 2015 £48.58/£200 :eek:
Crazy Clothing Challenge 2015 £48.58/£200 :eek:
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Comments
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Did you cancel the membership in a minimum contract?
Which DCA?:beer:0 -
The letter would be pretty much common sense, but you could probably pick some bones out of this : http://forums.moneysavingexpert.com/showthread.php?p=67072413&highlight=#post67072413
Tell them that harassment is a CRIMINAL offense.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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happy_bunny wrote: »Did you cancel the membership in a minimum contract?
Which DCA?
Yes I did cancel within minimum contract. Outstanding balance is £479.60.
It has ben refered onto ARC EuropeNothing is so fatiguing as the eternal hanging on of an uncompleted task
Crazy Clothing Challenge 2015 £48.58/£200 :eek:0 -
479 months, this is the reason for refussing. send them a soa proving all you can afford then they will have to acceptDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Yes, write to them, state what you can afford to pay.
If they refuse, complain, in writing and check back once they respond to you for advice on complaint wording.
HB:beer:0 -
Only a Judge in Court can REQUEST to see an I&E, so tell Dewi Fox to sod off and accept the £1.00 or put their refusal in writing - which they wont do.
they will just huff and puff and moan.0 -
send heir DCA a nice letter advising them to refer it back to the people you owe the money to , as its in dispute , any further contact from them will be harassment , if they continue refer to British gas v Fergerson , http://www.5rb.com/case/ferguson-v-british-gas-trading-ltd/0
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eetnas's post reportedOptimists see a glass half full
Pessimists see a glass half empty
Engineers just see a glass twice the size it needed to be
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This still looks current for telephone harassment
http://forums.moneysavingexpert.com/showthread.php?t=4078283&highlight=0 -
Old Thread0
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