ESA & claiming carer's allowance for 2 people?
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MammyRiley
Posts: 4 Newbie
Hi,
I'm looking for a bit of advice regarding ESA & CA. I'm disabled and get higher rate care and mobility PIP, my husband receives CA for me and we also claim ESA (I'm in the support group).
My question is, I know CA is a taxable benefit and therefore counts as income, does this affect ESA? I ask as our 10 year old daughter has just been awarded DLA, and I'm wondering if a) my husband could also claim CA for her or can he only claim for the one person, and b) if he can claim for her too, would it mean a reduction in our ESA?
We are very new to benefits, after my MS quickly deteriorated, we both had to give up our careers, and now our daughter has severe epilepsy and associated learning difficulties. I hope I don't sound like I'm trying to grab anything and everything, I'm just trying to make sure we get what we are entitled to and don't mess up. We live in a tiny villiage, miles from the nearest hospital and even further from the specialist children's hospital my daughter attends; these trips along with equipment we've had to purchase and so on is so expensive. I know I don't really need to explain our circumstances, but we've already had comments from people about the fact we claimed for our daughter, I don't ever want to feel that degraded again. We've both always worked until recently (late 30's & early 40's) and it's been difficult enough without the judgement
TIA
I'm looking for a bit of advice regarding ESA & CA. I'm disabled and get higher rate care and mobility PIP, my husband receives CA for me and we also claim ESA (I'm in the support group).
My question is, I know CA is a taxable benefit and therefore counts as income, does this affect ESA? I ask as our 10 year old daughter has just been awarded DLA, and I'm wondering if a) my husband could also claim CA for her or can he only claim for the one person, and b) if he can claim for her too, would it mean a reduction in our ESA?
We are very new to benefits, after my MS quickly deteriorated, we both had to give up our careers, and now our daughter has severe epilepsy and associated learning difficulties. I hope I don't sound like I'm trying to grab anything and everything, I'm just trying to make sure we get what we are entitled to and don't mess up. We live in a tiny villiage, miles from the nearest hospital and even further from the specialist children's hospital my daughter attends; these trips along with equipment we've had to purchase and so on is so expensive. I know I don't really need to explain our circumstances, but we've already had comments from people about the fact we claimed for our daughter, I don't ever want to feel that degraded again. We've both always worked until recently (late 30's & early 40's) and it's been difficult enough without the judgement
TIA
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Comments
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I just realised I maybe should have added that it's income related esa.0
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MammyRiley wrote: »Hi,
I'm looking for a bit of advice regarding ESA & CA. I'm disabled and get higher rate care and mobility PIP, my husband receives CA for me and we also claim ESA (I'm in the support group).
My question is, I know CA is a taxable benefit and therefore counts as income, does this affect ESA? I ask as our 10 year old daughter has just been awarded DLA, and I'm wondering if a) my husband could also claim CA for her or can he only claim for the one person, and b) if he can claim for her too, would it mean a reduction in our ESA?
We are very new to benefits, after my MS quickly deteriorated, we both had to give up our careers, and now our daughter has severe epilepsy and associated learning difficulties. I hope I don't sound like I'm trying to grab anything and everything, I'm just trying to make sure we get what we are entitled to and don't mess up. We live in a tiny villiage, miles from the nearest hospital and even further from the specialist children's hospital my daughter attends; these trips along with equipment we've had to purchase and so on is so expensive. I know I don't really need to explain our circumstances, but we've already had comments from people about the fact we claimed for our daughter, I don't ever want to feel that degraded again. We've both always worked until recently (late 30's & early 40's) and it's been difficult enough without the judgement
TIA
A person can only claim carers allowance for one person so no your husband couldn't claim. However you could.
It would affect income based benefits including tax credits but you get a carers premium on your esa so you would be better off.0 -
A person can only claim carers allowance for one person so no your husband couldn't claim. However you could.
It would affect income based benefits including tax credits but you get a carers premium on your esa so you would be better off.
It wouldn't affect tax credits if you remained on income-related ESA and you claimed CA. It would affect tax credits if you weren't on IRESA or income support/IBJSA/guarantee pension credit.
IQ0 -
Your husband cannot claim CA for two people.
If you are able to provide care for your daughter, then you can claim CA to care for your daughter.
If your ESA claim is purely 100% Income Releated, then you would recieve CA @ £62.70 and this would be deducted out of your ESA IR amount (just like your husbands CA is already deducted) You would then have a Carer Premium (CP) £34.95 added for you to your ESA claim (just like you already have 1 CP for your husband on your ESA, you would then have 2 CP on your ESA claim) It effectively means your total benefit amount will rise by £34.95.
If your ESA is not 100% ESA IR (you may not realise this and should phone to check) there is an award of ESA Conts included in your ESA which is £109.65 a week due to being in Support Group............ Then you can claim CA, but CA will not pay you anything, you will have Underlying entitlement to CA........You will still be paid the CP on your ESA...so your total benefit amount will still rise by £34.95 a week.
If your husband has PIP or DLA awarded to himself then you need to tell me that so I can advise further, I will need to know what groups he is in.0 -
A person can only claim carers allowance for one person so no your husband couldn't claim. However you could.
It would affect income based benefits including tax credits but you get a carers premium on your esa so you would be better off.
With all respect to MammyRiley, it doesn't sound like she is able to provide the additional care needs her child has.0 -
Make Tax Credits aware that your daughter has been awarded DLA, as this should entitle her to the disabled child element of CTC:
https://www.cafamily.org.uk/news-and-media/extra-tax-credit-payments-if-youre-claiming-dla/
"WHAT IS THE DISABLED CHILD ELEMENT?
The disabled child element is an extra amount that is added into your child tax credits award. It is worth an extra £60 per week for each child in your family who qualifies.
WHO QUALIFIES FOR THE DISABLED CHILD ELEMENT?
You should be getting a disabled child element included in your child tax credit award for each child who is either on DLA or Personal Independence Payment (PIP) or who is registered blind."Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.0 -
With all respect to MammyRiley, it doesn't sound like she is able to provide the additional care needs her child has.
The fact that the mother has her own care needs doesn't automatically mean she is unable to help in the care of her daughter. She would need to show that she does have the capability, and a claim would be judged on its own merits.0 -
With all respect to MammyRiley, it doesn't sound like she is able to provide the additional care needs her child has.The fact that the mother has her own care needs doesn't automatically mean she is unable to help in the care of her daughter. She would need to show that she does have the capability, and a claim would be judged on its own merits.
And, I am no expert in CA, but as it is a child, I believe that care can amount to day time supervision. Just because someone is in the Support Group would not stop them from being able to supervise a child in their house during the day with a phone by their side to call someone like a neighbour or emergency services should something go wrong.0 -
Thanks so much for all the replies everyone. We assumed it would be one claim per person for CA, but thought we should probably check just in case.
My husband isn't on any disibility benefits, we claim ESA as a couple but he's simply my carer. I'm not 100% sure whether the esa is 100% income related, I was just told it wasn't contribution based. In all honesty, I don't even know the difference or why we were put on to IR.
The most care I can provide for my daughter is supervision, calling for an ambulance, comforting, administering her daily medication and sometimes her emergency medication if she has a seizure. She has most of her seizures in an evening and so shares my bed so I can keep an eye on her. It's difficult because if you add up all the time I spend doing those things, it absolutely amounts to more than 35 hours per week. However it's not care in the way my husband cares for her and I and getting PIP in the first place was such a headache, I don't want to give them anything to question my illness (I.e. 'You're well enough to care for your child, you don't need PIP').
Why is it all so difficult to understand!!? I'm still trying to figure out why they deduct £62.70 from ESA because my husband claims CA, yet they then add on a £30+ carer's premium?0 -
With all respect to MammyRiley, it doesn't sound like she is able to provide the additional care needs her child has.
Perhaps it is just me but it seems odd to me that someone who needs care and that care allows for CA to be claimed by her husband could then be able to claim to be a carer for their daughter and also claim CA.0
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