List of Simple / Basic savings accounts

023456789 · 20 October 2014 at 9:47PM

I've just been declined a set of co-op savings accounts (the most basic kind). I don't really understand why but it looks like they've run me through a credit referencing search and automatically declined me :mad:.

Does anyone have any suggestions where I can turn to and open a basic savings account with preferably a cashpoint access and joint name capability?

Archi_Bald · 20 October 2014 at 9:54PM

Are you sure you applied for a savings account, not a current account? What do you mean by "a set of accounts"?

If you have been declined a savings account, you probably have a CIFAS marker on your files. Have you looked at your credit reports recently?

023456789 · 20 October 2014 at 10:07PM

I was trying to open 3 savings accounts (I already have a current account with them) to set aside small amounts of money for different things on a regular basis. To the best of my knowledge and last months Noddle report I don't have any CIFAS markers although I do have a number of defaults.

fiesta04 · 20 October 2014 at 10:56PM

Maybe, like many Banks etc, do not do Joint Savings Accounts.

F4

jimjames · 20 October 2014 at 11:24PM

Have you tried just opening one account? Opening 3 at a time may be the problem

xylophone · 21 October 2014 at 12:15AM

The Yorkshire Building Society internet saver can be joint.http://www.ybs.co.uk/savings/online/index.html

ManAtHome · 21 October 2014 at 12:41AM

Pretty sure the co-op are one of the very very few (or maybe the only ones) who credit-check for savings accounts. Dunno about joint accounts, but YBS (mentioned above) are on my list of 'good guys', along with Leeds BS, Coventry BS, Santander and TSB (there are a few others, but online only, no ATM cards).

List of Simple / Basic savings accounts

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