Old AP markers - effect now
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simeyb
Posts: 212 Forumite
Hi everyone - hope someone can advise on this one. I have had AP's with MBNA and Next Directory - the MBNA debts were passed to Idem Securities a couple of years ago and they have agreed (and have updated my CRA files with a sea of green and Equifax and Experian show them as Up to Date/Satisfactory). However, until December 2011 the AP markers still show on my Equifax file. Same thing as Next - AP's until about a year ago I came off the arrangement - since then have been marked green.
So the question is, will the old AP ,markers, despite the history of green since, still impact a lenders decision now such that I need to challenge both MBNA and Next about their use of AP's as opposed to defaults?
So the question is, will the old AP ,markers, despite the history of green since, still impact a lenders decision now such that I need to challenge both MBNA and Next about their use of AP's as opposed to defaults?
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They will have a negative impact yes but now that they're over a year old the impact will be quite small.
I wouldn't worry about itCashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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