We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
What to purchase for £100 and will appreciate in 2 years?
principlecounts
Posts: 312 Forumite
I've got about £100 cashback from Amex Cashback card. I've stopped using that card now, and have moved on to their BA card as collecting Avios points is more important to me now than cashback.
Rather than waste £100 on everyday pointless things, what should I spent it on that will appreciate in 2 years?
Rather than waste £100 on everyday pointless things, what should I spent it on that will appreciate in 2 years?
Student loan: Cleared.
0
Comments
-
Wine, Women & Song if you can get it all for that. At least somebody will appreciate it.0
-
Tempting, but this person has a budget
Student loan: Cleared.0 -
Hows about buying everyday pointless things and putting the money you would otherwise have spent on those things into savings?0
-
Premium Bond. Every month (bar the first) the chance of a million.Free the dunston one next time too.0
-
No shortcuts, direct from the Amex card :beer:Student loan: Cleared.0
-
Pay for Costco Executive Membership.
Then buy stuff in Costco. The Executive Membership gives you 2% cashback.
Potentially, you can buy stuff for other people, they pay the Amex what they spent, but you get 2% cashback on the Costco card.0 -
2 £50 bottles of wine; drink after 2 years.0
-
A couple good non-fiction books on subjects relating to your career, on an aspect you are not quite comfortable or you lack knowledge. Read them. Learn the concepts, soak up the material, put it into practice. Perhaps could result in a raise, and at least you would be one level closer to mastery.Goals
Save £12k in 2017 #016 (£4212.06 / £10k) (42.12%)
Save £12k in 2016 #041 (£4558.28 / £6k) (75.97%)
Save £12k in 2014 #192 (£4115.62 / £5k) (82.3%)0 -
If this thread is serious, and you have storage, then you can beat interest rates by buying the things you will consume over the next two years and keeping them.
Sterling is already down and inflation is on the way. If you can buy and store in advance and the things you need are non-perishable, then get going. Worst case scenario, you've lost the opportunity cost of what you COULD have bought and prices stay flat. Anything above that is a gain.0 -
This is serious.Student loan: Cleared.0
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards