Voucher/cashback/sale/womble thread

LuckyPenny
LuckyPenny Posts: 1,253 Forumite
First Anniversary First Post Name Dropper Xmas Saver!
in Debt-free wannabe challenges
Anyone doing a challenge which adds up all the money you have saved using vouchers, cashback, loyalty points, money found, buying sale price items?

Thanks LP x
Competition wins £13,987.09

Comments

  • datlex
    datlex Posts: 2,239 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    Sales are a temptation to spend when we don't need to so I think need to be careful about including those. e.g. a new washing machine reduced from £500 to £300 is still a £300 spend not a £200 saving.

    Paying in full for anything with loyalty points, vouchers or cashback is a saving.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • LuckyPenny
    LuckyPenny Posts: 1,253 Forumite
    First Anniversary First Post Name Dropper Xmas Saver!
    Only buy stuff in the sales that I need eg this year I bought a coat in the post Christmas sales
    Competition wins £13,987.09
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    First Anniversary First Post Combo Breaker
    Bought some things for the house on Amazon using Amazon vouchers I had earned.

    My first womble of the year was £52.43! and it means I get to keep a NSD.
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
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