Unemployment Cover & Job Seekers....What happens when I get a job offer?

Mouthwash_2 · 15 March 2017 at 7:16PM

Good evening...

I was made redundant a couple of months ago, I was fortunate to have a Mortgage Protection Plan in place.

I have also been claiming job seekers to continue my NI credits.

Do any of you know what happens if I get a job offer? I had an interview today, and the manager pretty much inferred I will be offered the role, and the start date would be at the end of April..

So, if I get offered this job, and I inform both DWP and the Protection company, will my payments stop straight away? or from the day I actually start work?

I am very worried that I may have no way of paying next months mortgage!. I will be informing them if I get an offer, this is more for peace of mind in the meantime as my nerves are frayed!

I hope someone out there has experience of this process and can shed some light!

Thanks in advance,
Leah

Torry_Quine · 15 March 2017 at 7:20PM

To keep getting JSA you have to fulfil the agreement which means still applying for jobs, going for interviews etc. You never know what could happen so don't end your claim until you actually start working again.

Mouthwash_2 · 15 March 2017 at 10:24PM

Thanks - I am more worried about the Mortgage Protection payments and whether they will cease once I have a job offer OR on the day I start actually working..

I will call them as soon as I learn the outcome of my interview, but I thought I would ask on the offchance someone has experience of this process.

Torry_Quine · 15 March 2017 at 10:28PM

Mouthwash wrote: »

Thanks - I am more worried about the Mortgage Protection payments and whether they will cease once I have a job offer OR on the day I start actually working..

I will call them as soon as I learn the outcome of my interview, but I thought I would ask on the offchance someone has experience of this process.

Many mortgage protection policies have the condition that to get ehm you need to be claiming JSA so should still get it.

no1catman · 17 March 2017 at 11:07PM

Having a 'job offer' is great but largely irrelevant as far as JSA etc., is concerned. As has been said - the Job Centre need to see that you have been actively searching for a job. Once upon a time - they would do the matching for you and arrange the interviews!
Once you've had the 'job offer' you can let the Job Centre know when you will start work - your JSA will be paid up to that date. Likewise your MP would only be payable when you are unemployed, when you start work you become employed - easy.

Unemployment Cover & Job Seekers....What happens when I get a job offer?

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