Student loans and pensions
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PDUK finally got back to the adjudicator. They didn't fully agree with the decision but its close enough so I have accepted to save waiting in the queue for an ombudsman.0
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Just posting an update:
Wonga = Financial Ombudsman 20/04/2017 (Wonga offered £666- declined)
QQ = Financial Ombudsman 20/04/2017 (QQ declined my redress)
CashGenie = (settled for £447 written off and mark off credit file)
Safetynet: £561 = Financial Ombudsman
CASHASAP = Settled for £90, was in my bank in about 20 minutes.Debt Free (08/05/2017)
QQ declined my offer, FOS now said QQ has offered £538
WONGA result from FOS in a few days.0 -
i keep watching how people are going. still waiting for ongoing argument re the 6 years cut off with QQ and adjudicator to be settled.Go get it!0
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I have received redress from Wonga, PDUK, PDE and QQ. Just got the biggie of LS sat waiting for an ombudsman after they disagreed with the adjudicator.
I know some people are only just starting their journey but don't give up. The amounts I have received and hopefully will be will be more than what I paid back on my DMP. My 100+ entires on my credit file has now gone down to about 40, with around 30 more to potentially know off.
Got a small credit card so I can start to rebuild my credit worthiness. I don't have a car loan or even phone agreement as I use my company mobile, so needed a credit card to get things moving. Even had an increase after 4 months. Not that I will be using it and going back to the dark side but slowly things are getting better and the dream of getting a mortgage is in sight!0 -
Does anyone know how long it normally takes when the case is referred to the ombudsman, after an adjudicators demand is declined by the lender?
I have been waiting about a month now. Not sure how long this process should take?
(Basically adjudicator ruled in my favour, but Cheque Centre are still disputing!)365 Day 1p challenge - £371.49 / 667.95
Emergency Fund £1000 / £1000 ( will enlarge once debts are cleared)
DFW - £TBC0 -
Does anyone know how long it normally takes when the case is referred to the ombudsman, after an adjudicators demand is declined by the lender?
I have been waiting about a month now. Not sure how long this process should take?
(Basically adjudicator ruled in my favour, but Cheque Centre are still disputing!)
Pretty sure that you're in for a long wait. Many people have had to wait up to a year. I'm on month 3. They are incredibly busy, I would assume because the help of this thread!0 -
Hi Folks,
Just a quick one, my complaint was referred for Ombudsman review by the adjudicator at the end of November, I have chased since but am told it's still in the que for a final Ombudsman decision.
How long have people been waiting for an Ombusman after the adjudicators decision was declined by Wonga ?
Many thanks
Dan0 -
Sorry I just noted the above post :-)0
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Hi Folks,
Just a quick one, my complaint was referred for Ombudsman review by the adjudicator at the end of November, I have chased since but am told it's still in the que for a final Ombudsman decision.
How long have people been waiting for an Ombusman after the adjudicators decision was declined by Wonga ?
Many thanks
Dan0 -
sacha28 give them a call. One my mine was delayed as they thought I hadn't sent the final response and one was delayed as they go the timeline wrong. Both are moving along now.0
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