Credit check on remortgage
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dullard64
Posts: 3 Newbie
I have recently moved in with my partner.
It is her house and her mortgage and it will stay that way.
The current cheap rate mortgage ends in September and she intends to remortgage to avoid the interest rate hike as far as possible.
My question is, given that I have no interest in the property and do not want any interest, will my financial position and credit history be taken into account when she applies for the mortgage?
Thanks in advance
It is her house and her mortgage and it will stay that way.
The current cheap rate mortgage ends in September and she intends to remortgage to avoid the interest rate hike as far as possible.
My question is, given that I have no interest in the property and do not want any interest, will my financial position and credit history be taken into account when she applies for the mortgage?
Thanks in advance
0
Comments
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You won't be credit checked, but the lender will be interested in who is living in the property and in what capacity.0
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And not unless she adds you as a joint mortgage holder0
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