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lancslass17
Posts: 27 Forumite
HI,
i am wanting to rent out my house i have spoken to nationwide to let them know as the house is mortgaged they have said i need to get permission of the leaseholder.
How on earth do i do this the house is a terraced and the leasehold was agreed in 1853! i am not currently making any payments ( no one has asked) what can i do?
thanks
i am wanting to rent out my house i have spoken to nationwide to let them know as the house is mortgaged they have said i need to get permission of the leaseholder.
How on earth do i do this the house is a terraced and the leasehold was agreed in 1853! i am not currently making any payments ( no one has asked) what can i do?
thanks
0
Comments
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Try the land registry for freeholder's name. Could be there.I am not a cat (But my friend is)0
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Thanks i have the names ( those from 150 years ago anyway) does the land registry update the contact?0
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lancslass17 wrote: »Thanks i have the names ( those from 150 years ago anyway) does the land registry update the contact?
But it's hardly an unusual situation, so why not explain to the Nationwide and see what they suggest?0 -
You need the freeholder's permission.
Does the Land Registry have an entry for the freehold title? If so, pay £3 and Part 1 will show he current owner of the freehold.0 -
I realise this sounds a bit thick but how do i know if there is an entry for the freehold title?
Thanks0 -
lancslass17 wrote: »I realise this sounds a bit thick but how do i know if there is an entry for the freehold title?
Thanks
* leasehold Title (presumably showing you as the owner)
* freeholder title
* Flood risk indicator
If the freehold Title is not listed, then the freehld is not registered with the Land Registry.0 -
Ah ok thanks, it only lists:
Title register - is this the same as the property register paperwork we have from solicitor at time of purchase?
Title Plan
Flood Risk
thanks again0 -
Just to check - does your lease actually say you need the freeholder's permission to sublet? If you don't, you can point that out to the mortgage lender, they ought to retract the requirement.0
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There is a bit on it that says:
Restriction: no transfer or lease of the registered estate by the proprietor of the registered estate is to be registered without a written consent signed by the proprietor for the time being of the charge dated ....
i assume thats solicitor speak for you need permission.0 -
No - that says you can't sell the house (technically, the LEASE to the house) without your mortgage company's permission :-)
The answer to my question would be buried in the lease itself, not the title register.0
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