Millionaire Challenge

Hey guys just catching up with the most recent pages on this thread, i need to post alot more. Im slowly making progress, my mindset to paying off debts is getting better and i feel so much more motivated. Right now im paying off over £1,100 pcm of debt after you take interest into acount so im making progress every month even if the amount of money in my bank isnt increasing. I took this weekend off to recover as been feeling very tired recently due to constant work, work, work but how else will i pay these debts off and start my quest to be a millionaire?!

So its feet up, football on tv today (not the greatest of games to be honest) snacks in hand. Iv had a little tweak around with my budget which has seen me end up getting sky for half price for a year with two months payments in credit put into our account for staying.

Im on the laptop to check up on these forums and look into ppi claims as iv had a fair few loans i think i could be onto something(all my loans have been from 2009 onwards though, does it matter?)

Hope im around here to post alot more as these threads really motivate me.

Gosh LL, how scary but glad no one was hurt which is the main thing! Sounds like you'll have travelled the world in no time


I'm really regretting not doing a Maths degree now, I've not changed my mind as I want a Business degree and I enjoy it - just Maths has always come really easily to me where as English isn't my strong point..and of course Business is all essay writing... although I'm sure Maths will have a share of writing to, I do also think employers think Maths is more impressive to employers but also depends what job you were going for I would believe.

Not much happening right now, I've sort of caught up but not sure if I'll get behind again. 2/4 weddings have been edited and delivered, my last of the four weddings (4 Sat's in a row) is for this weekend and just about to start editing my 3rd...hope that makes sense.

Normally I'd sit down on a Wed and just edit all day as kids are with my Mum but spending the day with my friend for her birthday but I'm sure I'll make time to crack on.

Eldest has his first full day at school today and is offically doing 9-3 at school, youngest I took out this morning and is fast asleep in the pram so I'm really ...really... enjoying a bit of peace...although I know it won't last lol.

I want to get back on track with my extra plans but trying to give myself a bit of a break to as I'm phyiscally & mentally exhasted after a wedding it takes me a few days to really recover - I do need to get fitter and my diet has been going well + I've been excerising more but only lost a couple pounds so far but it's a start. Got a 12 hour wedding end of Oct (most are 8 hours) so plan is to stay active so I can handle it better when it comes around.

Trying to think about my future, but unf because my school doesn't have after school club, I'd be looking at £40 a day childcare (with both of them in school, lets not go into school hoildays to..eep) and will a full-time job it's just not financianlly worth while me going to work unless I can earn around 20k+ from the off (which perhaps is possible once I get my degree)..so it makes sense for me to work from home so I can still do the school runs. Of course, their is always moving him schools which I'd be happy to do but we'd need to move house first but this would cut childcare down by half and make it more worthwhile.

Considering doing my degree over a longer period so once youngest goes to school I'll be able to focus more time on actually making money, but I'll see how I feel next year. It's going to be strange having childfree time and going to make most of next 3 months of just me and my youngest...or at least try to before Xmas rush hits

- On a side note, I'm advertising myself around £400 for 8-hours and I commented this on a facebook post recently and some photographer commented that I can't be making a living wage and I needed to raise my prices, got sort of chatting to him and he said I should be charging £1,000 based on my portfolio and I had 3 other photographers chime in and say I was worth it. Was nice to hear.

I honestly don't feel like I'd be worth £1,000, but I'm planning on pushing my prices up moving into 2017 and seeing how I get on, but fingers crossed if I'm still doing this by 2018 I'd like to be charging the £1,000+ mark. Still got a lot to learn but fingers crossed I'm going in the right direction, I have days where I want to pack up and days when I'm high on a cloud ...it's a love hate relationship for sure... lol

Yes I agree with all your points and it's the conclusion I'm coming to, if I can make even £300-400 a month running a business from home, it would work out better then me going out to work full time and paying for childcare (and as you say it's all the headache of them being ill and school hoildays) although I'm hoping I can earn a lot more then that through mutilple avenues once I have more time on my hands.

Husband is job hunting ATM as he's very under paid for what he does and he's had a few people interested but no set interviews as yet (he did get offered a couple a few weeks back but he couldn't get the time of to go!) but hopefully he'll be looking at 3-5k pay rise when he leaves. (Also a chance once his notice hits his managers desk where he is, they may offer him a pay rise and he may not move)

I've probabally said but once you take the amount he spends in petrol a month of his wage, he's on less then minimum so it doesn't make sense. Even just getting a job closer but on the same wage would save us £150-200 a month.

The only issue is I want to go out to work, although I suppose if I was somehow earning £1,000 + a month from home I'd be happy lol. I just want to have the income to go...maybe that's what I'll have to aim for. I suppose the weddings help as I'm actually out the door working with people rather then just sat at a desk.

Henry Ford said "nothing is particularly hard if you break it down into smaller tasks" or something to that effect, I'm doing the same but to £100,000.

mostly I've been going on ebay, filtering by within 10 miles & collection only on car bits, buying them and then selling them on relevant forums or just relisting and posting them. Only just started but it's going well.

I'd recommend that, so long as you don't live anywhere near me

I have decided that I'm going to squirrel any "extra" money that I make into an ISA so that it doesn't get sucked into our daily account and feel meaningless. Then see how it stacks up in 6-12 months.

This week I've made:
$5 on Spare5
€16.25 on TextBroker
$30 on Upwork (just formed an ongoing client relationship for many more of these!)