Unexpected PPI Refund

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  • suts
    suts Posts: 18 Forumite
    Combo Breaker First Anniversary
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    Slightly different for me i was currently trying to claim via a 3rd party company when the money arrived unannounced in the bank.
    Checked my claim via the companies online portal and it showed as case closed no PPI found!
  • Suzyjones
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    :jI had a surprise cheque for £960.00 after filling in the form on this site after my son told me about it. Had a vague idea I may have paid ppi but never expected that much. 😊 :j
  • Sue_Magovern
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    Hi, how wonderful for you.
    I am just about to embark on this PPI buisness, but not entirely sure where to start.
    Which form did you fill in ? perhaps i should start with that.
    Thanks
  • puzzled1_2
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    Hi all. Quick question - does unnecessary and unwanted term life insurance count as PPI? I have no dependents but was told I had to have it to get a mortgage with Bank of Ireland years ago.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    puzzled1 wrote: »
    Hi all. Quick question - does unnecessary and unwanted term life insurance count as PPI?
    Life Insurance is no more classed as PPI than car insurance or home insurance is.

    PPI is PPI.

    You can't just apply PPI complaint reasons to every random insurance policy you may have held I'm afraid.

    You may be able to successfully complain that life insurance was mis-sold to you...but only if you are immortal I expect.
  • -taff
    -taff Posts: 14,554 Forumite
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    Sometimes it was a condition of the lending If that was the case, you have no complaint. If not, make a complaint.
    Shampoo? No thanks, I'll have real poo...
  • pgthompsonco
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    Had a refund at Christmas of about £60 + £5 on same day from INHOUSING Bank. Anyone know who they are connected to?
    Google does not give a positive result as too many use the term.:)
  • pgthompsonco
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    Can anyone supply an address or name of parent company for "IN HOUSING Bank plc"?
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