Insurance for wooden makeup studio

neo265 · 13 September 2017 at 10:58AM

Hi there. My partner is looking to insure her new wooden studio which is on her parents land and she is having a lot of trouble finding insurance to cover it. Its a SIPS panel construction with UPVC double glazing with electric heating and is enclosed by a large perimeter fence. She uses the studio on average once per week for bridal hair and makeup trials but is furnished/has a small kitchen area and a small WC.

Has anyone got any recommendations?

paddyandstumpy · 13 September 2017 at 11:20AM

Contact a broker and ask for commercial property insurance...

neo265 · 13 September 2017 at 11:31AM

The few insurers we've spoken to have had issues that its wooden and that its on her family's land.

paddyandstumpy · 13 September 2017 at 12:26PM

The fact it's on her family's land shouldn't be an issue, however her family's land insurer should be made aware there is a commercial premises on the land they insure with business visitors.

As I've said, go to a broker, they will do the legwork for you and refer to multiple insurers.

Insurance for wooden makeup studio

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