Anyone with a template letter??

Wondered if anyone could help me, i want to write to my bank regarding charges, i have spoke to them on the phone but they say they won't refund the charges i have, only £50 which will be applied in March, this is the first time i have been charged for going over my overdraft in 8years.
I really want avoid be charged if possible.
Any help would be great.
Thank you.xx
PROUND TO BE DELAING WITH MY DEBTS:D
Official DFW Nerd Club Member no. 326
DFD 2016 :eek: Debt at 1-2-2007 £21128:eek:
Debt at 224-02-2008 £17000 (about):j
Official DMP MUTUAL SUPPORT CLUB MEMBER no 1:grouphug:

Debt at 12-2011 £10000

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