Mortgage Arrears Fees - Is it possible to reclaim

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100mel

100mel Posts: 124 Forumite

20 February 2018 at 7:31PM in Reclaim mortgage fees, council tax, etc

I had a mortgage with Santander. During a particularly stressful period in my life I was charged a succession of late payment fees at £40 a time totalling around £700. Are these reclaimable in any way now that I no longer have a mortgage with them ? If they are what would be best course of action?

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dunstonh Posts: 116,387 Forumite

20 February 2018 at 8:24PM
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Are these reclaimable in any way now that I no longer have a mortgage with them ?

No.

The regulator did take a look at these with some sub prime lenders but it had no issues with prime lenders.

I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.

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brown1950 Posts: 264 Forumite

21 February 2018 at 12:18AM
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www.moneysavingexpert.com/news/mortgages/2010/01/reclaim-unfair-mortgage-fees-fsa-says

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