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    Miss Debt
    Confessions of a 27 year old in £13'500 worth of debt !!!
    • #1
    • 3rd Feb 09, 11:53 AM
    Confessions of a 27 year old in £13'500 worth of debt !!! 3rd Feb 09 at 11:53 AM

    Every couple of months I log onto here to get some advice and support. If you read through my previous posts, my debts have decreased substatially.

    I'll give an update of my outgoings and you guys can tell me how you think I'm doing. Any tips, I would be very grateful. Here goes:

    Monthly pay - £1420

    I live in a flat with my partner so we split the rent, council tax, tv licence, food shopping and electric.

    Monthly outgoings-

    Rent £315
    Electric £16
    Council tax -43.50
    Petrol £50 ( I paid my car inusrance in full last month)
    Mobile - £30 (unlimited texts and unlimited internet access)
    Loan- 493
    Work Union - £8
    houshold shopping monthly- £60 approx (shopping is twice a month, I pay £60 approx, then the next time partner pays £60 approx)

    quarterly outgoings

    tv licence - 17.06
    water - unsure as haven't received a bill yet, moved in flat Nov '08

    Debts owed-

    Credit card - 1400 (my card is 0% interest at the moment, I also decreased the limit to £1500)
    Loan - 11080
    O/D- 1000 (my o/d is 0% interest)

    Is there anything else I need to add and I'll amend it, or anything that doesn't make any sense.
    Last edited by Miss Debt; 03-02-2009 at 12:53 PM.
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