Numerous cards/loans over the years - where to start?

robgrant_2 · 3 November 2017 at 6:14PM

Folks

I'm completely new to this forum so please bear with me.

I've started PPI claims with my bank/credit cards but I've had numerous other credit/store cards, loans, insurances, a mortgage, etc. over the years but absolutely zero record of what/when/where. How can I get started seeing what I have and haven't had? Is there a 'research' place or company I can see my entire history laid out for the last 30-odd years??

Any help would be greatly appreciated.

Cheers!

Rob

societys_child · 4 November 2017 at 12:08PM

Is there a 'research' place or company I can see my entire history laid out for the last 30-odd years??

No, your data is not in the public domain.
You'll have to start 'remembering' and if you think something was mis-sold, put in your complaint(s) with your reason(s) why.

*Don't use a claims company, you'd still have to provide all the details to them, and they'll charge a very large part of any recommence for putting a stamp on an envelope and posting your complaint for you.

Nastypastie · 5 November 2017 at 11:19AM

I am in the same position with regards to PPI /Plevin as Robgrant.

I've had multiple mortgages, remortgages, loans, credit and store cards over the years and was naive about but circumstances mean haven't kept paperwork about the history.

PPI claims companies 'claim to be able to search for this history on an individual's behalf but reviews I about unscrupulous behaviour and charges, make me reluctant to even consider this route.

Does anyone know if I have any other more secure options for searching before I give up on it?
Regards

-taff · 5 November 2017 at 11:54AM

Your secure options for searching are your memory and your credt report.

Claims companies cannot search anything you can't. And they need your permission and £10 to do the same thing you would

If you remember what lenders you had cedit with, you either phone and ask, but be aware that the in available to a phone operative may not be much, or you send a SAR and £10 to each company to see what's left.

Numerous cards/loans over the years - where to start?

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