Natwest CC - 9 mths 0%

elliemoo · 11 August 2005 at 10:47AM

Applied for NatWest and got accepted but only £1700 limit, balance transfered £1600 and got statement yesterday which now shows limit at £2050. The limit isn't great but all the credit checking etc was done so thought it best to go ahead.

Still need to transfer £3300 from Virgin so also applied for Mint. Mint seem very slow and don't know what limit will be, will have to wait and see.

Tharweb · 11 August 2005 at 9:46PM

My other half got his Nat West card through today. Limit a poor £1800. Not much use when I needed it to pay off £4300 of Egg debt. Even the CS person said it was very low.:(

mechy · 12 August 2005 at 11:44AM

My credit limis is £3250, more than enough for my purposes

realaledrinker · 18 August 2005 at 9:06PM

Was told today that my limit is £1550!! This despite RBS not having done a search as far as I can see - at least not on Experian.

The call centre lady was very helpful & said their standard approach was to offer low limits & then reconsider when asked, having first had a look at your last 3 months bank statements or proof of savings.

Currently running a large print job printing off 3m of smile statements!!

Tee-Es · 22 August 2005 at 3:35PM

Just a quick question or two:

1) I have had a RBS credit card for years. If I were to apply for a NatWest CC (I intend to do that in November as my 9 months deal at Virgin comes to an end then), is it likely that I will get turned down because NatWest belongs to RBS?

2) If the answer to 1) is yes/probably: Would it be advisable to close the RBS card altogether (I use a Sainsburys CC for purchases etc. at the moment), and would this still be in time for November? I've read on here that people closed cards and reapplied after a certain period, hence the question.

Thanks in advance!

Tee-Es

Natwest CC - 9 mths 0%

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