Santander 123 Current Account-Joint Account Maximum?

Options
macman
macman Posts: 53,098 Forumite
Name Dropper First Post First Anniversary
in Savings & investments
I have two S123 current accounts, my wife has one. These are all sole accounts, not joint. Is it permitted for my wife to open a second account in joint names, with me as the other party, or not?
No free lunch, and no free laptop ;)

Comments

  • kingrulzuk
    kingrulzuk Posts: 1,330 Forumite
    Options
    macman wrote: »
    I have two S123 current accounts, my wife has one. These are all sole accounts, not joint. Is it permitted for my wife to open a second account in joint names, with me as the other party, or not?



    Yes you and your wife can open a joint account
    What happens if you push this button?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Name Dropper First Post First Anniversary
    Options
    Might it jeopardise one of the sole accounts you have already, thereby forcing you to convert one of them to a joint instead?
  • colsten
    colsten Posts: 17,597 Forumite
    First Anniversary Photogenic Name Dropper First Post
    Options
    kingrulzuk wrote: »
    Yes you and your wife can open a joint account
    Which clause(s) in the T&Cs / Key Facts would support your assertion?
  • macman
    macman Posts: 53,098 Forumite
    Name Dropper First Post First Anniversary
    Options
    I have two sole accounts, as the second account preceded the change in rules. My reading of the T&C's is that (under the new rules) you can have a maximum of two accounts, one of which must be a joint account.
    Therefore my wife could open a second account (a joint account), but not with me. I have asked Santander to clarify and await a response.
    No free lunch, and no free laptop ;)
  • badger09
    badger09 Posts: 11,211 Forumite
    First Post First Anniversary Name Dropper
    Options
    macman wrote: »
    I have two sole accounts, as the second account preceded the change in rules. My reading of the T&C's is that (under the new rules) you can have a maximum of two accounts, one of which must be a joint account.
    Therefore my wife could open a second account (a joint account), but not with me. I have asked Santander to clarify and await a response.

    I concur:)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.3K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 248K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards