Capital One - Transfer Fee?

briview · 9 September 2005 at 10:18AM

Hi

I'm considering transfering a couple of soon to expire 0% cards to Capital One. Like most cards, they are quoting a 2% transfer fee but I've never actually been charged it before with other cards. What are other peoples experiance with Capital One, do they charge the transfer fee? With £20k to transfer there's £400 at stake.

Thanks

Brian

j_dlaw · 9 September 2005 at 10:30AM

Not for me they haven't and I've done around 6 timese since opening the card. This is cool because I've got it at 0% for 18 months and can keep it maxed out by paying off my Sainsburys CC each month.

YorkshireBoy · 9 September 2005 at 10:40AM

If it's the new Cap One "until Jan 07" offer, then the fee is 2% no max. There are occasionally "fee-free" offers on 9 month paper form flyers and the last 18 month online offer earlier this year for example, but this new Cap One offer definately has a 2% fee payable with NO CAP.

briview · 9 September 2005 at 5:39PM

Thanks for the replies. I've done my sums and IF I've worked it correctly, I'll save more money by going for another card like Lloyds TSB. The apparent benefits of 15 months 0% of the Capital One are out weighed by zero BT fee and 2% (rather than 3%) minimum payment that other cards offer.

Capital One - Transfer Fee?

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