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Car insurance Claim History

mistertml
mistertml Posts: 83 Forumite
in Insurance & life assurance
Hi
I have been a second driver on my wifes policy for many years. I have decided to try to get insurance as me being the main driver.

This is where I'm getting confused.
I had a non fault claim whilst I was driving the car.
My question is when it comes to declaring claims made.
Do both me and my wife have to declare this or just my wife as it was her policy.

Thanks in Advance

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    You disclose it on your own policy as part of your claims history

    If you remain as a named driver on your wife's policy then she discloses it as part of your claims history.

    If you are no longer to be a named driver on her policy then she discloses it as part of her claim history
  • mistertml
    mistertml Posts: 83 Forumite
    Quentin wrote: »
    You disclose it on your own policy as part of your claims history

    If you remain as a named driver on your wife's policy then she discloses it as part of your claims history.

    If you are no longer to be a named driver on her policy then she discloses it as part of her claim history

    Hi Thanks for clarifying this.

    What happens if I add her as a named driver on my policy?

    Thanks
  • Quentin
    Quentin Posts: 40,405 Forumite
    She has a claim to disclose.
  • mistertml
    mistertml Posts: 83 Forumite
    Quentin wrote: »
    She has a claim to disclose.

    Hi

    Thanks for clarifying that.

    I had declared the claim both under my claim history as well as her claim history.

    Thanks
This discussion has been closed.
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