giving our house to the kids

lincroft1710 · 17 July 2017 at 2:39PM

Park home sites are designed for year round living and have 12 months occupancy. Usually park homes are sold on long leases and the site owners can't just force home owners to upgrade as on holiday parks. 40 yr old park homes can be found on quite a few parks, a large site in the Chertsey/Staines area has several, some even perhaps 50 yrs old.

But there are some rogue site operators still out there

Annie2017 · 18 July 2017 at 9:56AM

Thank you all for your helpful replies in answer to cakeguts question ( don't know how to copy the questions )
We live in Derbyshire hence the huge difference in cost of properties, we do have local connections, according to the council we are bottom banded because we own our own house, and are able to support our own accommodation i.e. renting but at £12,000 + a year the money wouldn't go far, as we are not on any benefits we would not get help with the costs.
The same applies to the Derbyshire council no help as we own the house and have full equity and no debts against it. It seems to us that by working hard having a private pension (small as it is) no debts and owning your own property does not give you the help when you need it. We may own the house but as pensioners there isn't a stash of cash somewhere - I wish :rotfl:

saajan_12 · 18 July 2017 at 11:34AM

Annie2017 wrote: »

Thank you all for your helpful replies in answer to cakeguts question ( don't know how to copy the questions ) - just hit the 'Quote' button at teh bottom of a post to include it in your reply
We live in Derbyshire hence the huge difference in cost of properties, we do have local connections, according to the council we are bottom banded because we own our own house, and are able to support our own accommodation - exactly,
you own your home and have significant equity. why should you get cheaper accommodation or benefits which is in short supply,
while keeping hold of your equity? i.e. renting but at £12,000 + a year the money wouldn't go far, as we are not on any benefits we would not get help with the costs. -
but it would go somewhere. If/when your assets run out, you may be able to claim benefits (unfortunately)
The same applies to the Derbyshire council no help as we own the house and have full equity and no debts against it. It seems to us that by working hard having a private pension (small as it is) no debts and owning your own property does not give you the help when you need it. so should every homeowner get extra help? who would pay for that then? You have somewhere decent to live, if you choose to change/improve that, you have to pay. We may own the house but as pensioners there isn't a stash of cash somewhere - there is, it's tied up in your house. - I wish :rotfl:

Benefits / council housing are in short supply, so focused on those that need it the most. You want it, but don't need it.

xylophone · 18 July 2017 at 12:36PM

Thank you all for your helpful replies in answer to cakeguts question ( don't know how to copy the questions )

Have you seen the questions in post 9? Would this be a possibility?

Red-Squirrel_2 · 18 July 2017 at 1:06PM

Annie2017 wrote: »

It seems to us that by working hard having a private pension (small as it is) no debts and owning your own property does not give you the help when you need it. We may own the house but as pensioners there isn't a stash of cash somewhere - I wish :rotfl:

The house is your 'stash of cash' if you don't want to live there anymore.

Working hard has given you a home that you own mortgage free, that's not a bad reward! The fact that you don't want to live in it anymore isn't really something that I would consider it the responsibility of the state to sort out.

You could sell up and move into private rented in Hertfordshire, when you run out of money you can claim housing benefit (so getting help when you need it!) and if you eventually come to a point where you can't afford suitable accommodation, maybe because you need adaptations due to your health, and may be at risk of becoming homeless, you will find you are a much higher priority on the council housing list (so again, help when you need it!)

Cakeguts · 18 July 2017 at 1:43PM

Do you mean that can't buy a sheltered housing flat in Derbyshire?

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giving our house to the kids

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