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MSE News: Eligible for carer's credit? You're putting your state pension at risk by n
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Legacy_user
Posts: 0 Newbie
Up to 200,000 people are putting their state pension in jeopardy by not claiming carer's credit...
Read the full story:
'Eligible for carer's credit? You're putting your state pension at risk by not claiming'
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'Eligible for carer's credit? You're putting your state pension at risk by not claiming'
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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The MSE news article states...
yet, on clicking the link to the gov.uk Carer's Credit form it states...It's not to be confused with carer's allowance credit, which recipients of carer's allowance will automatically get. While it works in the same way, carer's credit is NOT automatically given and the Department for Work and Pensions (DWP) estimates that up to 200,000 eligible people are not claiming it.
You will already be getting credits if you get:
-Carer's Allowance
-Child Benefit for a child under the age of 12.
So you don't need to fill in this form
Am I reading it wrong or is it contradictory?0 -
The MSE news article states...
yet, on clicking the link to the gov.uk Carer's Credit form it states...
Am I reading it wrong or is it contradictory?
As per the article, carers allowance and carers credit are 2 different things. If you get carers allowance, you automatically get credits, if you only get carers credit, you need to fill in the form as credits aren't automatic
Brighty0 -
What about if you're looking after a young grandchild every day so that parents can go back to work (and earn lots more money, paying tax, than you would)?0
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Fitzmichael wrote: »What about if you're looking after a young grandchild every day so that parents can go back to work (and earn lots more money, paying tax, than you would)?
If you look after the grandchild for 20+ hrs a week and the grandchild receives either Disability Living Allowance care component at the middle or highest rate, or Attendance Allowance, or Constant Attendance Allowance, or Personal Independence Payment - daily living component, at the standard or enhanced rate, or Armed Forces Independence Payment, then yes, otherwise no.
It's for carers, not baby sitters or child minders
Brighty0 -
Fitzmichael wrote: »What about if you're looking after a young grandchild every day so that parents can go back to work (and earn lots more money, paying tax, than you would)?
I think you might be entitled to credits but you'd need to read this link first...Childcare Credits...
...These National Insurance (NI) credits were introduced from April 2011. You may be entitled to receive these NI credits if you are a grandparent, or other family member,who cares for a child under 12, usually whilst their parent (or main carer) is working.
These credits are only available from April 2011 and you must make an application to receive the NI credits. ...0 -
Carers credit no but childcare credits, which are effectively the same thing, are available. If the parent is working and earning enough to pay or be credited with NI contributions then the credits that they would have received by virtue of receiving child benefit if not working can be given to the carer. MrsM applied for the childcare credits and has just received 4 yrs at 40 wks per year worth something around £2150 in class 3 contributionsIf you look after the grandchild for 20+ hrs a week and the grandchild receives either Disability Living Allowance care component at the middle or highest rate, or Attendance Allowance, or Constant Attendance Allowance, or Personal Independence Payment - daily living component, at the standard or enhanced rate, or Armed Forces Independence Payment, then yes, otherwise no.
It's for carers, not baby sitters or child minders
Brighty
A pity Martin has not made a big point of publicising this one.0 -
I spoke to the carers credit unit today and they told me the mse article was incorrect and that you COULD NOT get 4 years back-dated credits only one, I have told mse and i hope they will correct the info. to avoid confusion.0
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