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MSE News: 100% pre-approved: 39mth 0% debt shift, credit rebuild & cashback cards...
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MSE_Luke
Posts: 295 MSE Staff
in Credit cards
Now our eligibility calcs show if you've a 100% chance of getting seven cards – with no impact on your creditworthiness...
Read the full story:
'100% pre-approved: 39mth 0% debt shift, credit rebuild, cashback & overseas cards'
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'100% pre-approved: 39mth 0% debt shift, credit rebuild, cashback & overseas cards'
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Comments
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Just tried on mine. Showing 100% for MBNA cards and 95% for LBG group card.
My other half 90% on MBNA cards and 70% on other cards.0 -
Is mse guaranteeing this 100% chance, are they paying compo when someone comes back and says they've been rejected?0
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Is mse guaranteeing this 100% chance, are they paying compo when someone comes back and says they've been rejected?
From the FAQs on the Elig. Check:
It’s worth noting that pre-approval is not a cast-iron guarantee that you’ll get the card. In exceptional circumstances you could be declined for other reasons – the bank still has to carry out some checks for identity and fraud purposes, and there’s a very small chance some will fail on these.
So whilst it may return a 100% result (for example) you'd still have to complete a hard search to see what's what....It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0 -
From the FAQs on the Elig. Check:
It’s worth noting that pre-approval is not a cast-iron guarantee that you’ll get the card. In exceptional circumstances you could be declined for other reasons – the bank still has to carry out some checks for identity and fraud purposes, and there’s a very small chance some will fail on these.
So whilst it may return a 100% result (for example) you'd still have to complete a hard search to see what's what....
Exactly, mse are being disingenuous in a way that they would be making huge press of should another body be doing this.
I don't believe their statement that people will only be declined on the basis of identity or fraud, though it's a convenient get out clause.0
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