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MSE News: Halifax unveils debit card cashback, but is it worth switching to?
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Former_MSE_Darryl
Posts: 210 Forumite
"Halifax has become the latest bank to offer cashback on certain debit card purchases, as rivals ramp up offers ahead of a new guarantee where you'll be able to switch banks within seven days from the middle of next month..."
Read the full story:
Halifax unveils debit card cashback, but is it worth switching to?
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Halifax unveils debit card cashback, but is it worth switching to?
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Reading the article it sounds like far too much hassle. Not enticing me to switch.Oh, you wee bazza!0
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What the article doesn't mention is that any spending on a Halifax credit card is also eligible for the cashback. Or that you can view/activate offers on mobile banking - making it much easier if you're out shopping and want cashback from one of these stores.
The article also states:MSE_article wrote:Crucially, this doesn't mean all bank account customers are eligible. You need to have a debit card, and some Halifax accounts don't come with one.
What Halifax current accounts don't come with a debit card? I think they all provide a debit card...0 -
More information can be found here in an official capacity:
http://www.lloydsbankinggroup.com/media/pdfs/halifax/2013/2808_Cashback.pdfIm an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0 -
What the article doesn't mention is that any spending on a Halifax credit card is also eligible for the cashback. Or that you can view/activate offers on mobile banking - making it much easier if you're out shopping and want cashback from one of these stores.
The article also states:
What Halifax current accounts don't come with a debit card? I think they all provide a debit card...
Perhaps they mean a visa debit card, the easycash account only comes with a visa electron card, so may not qualify for the cashback offer.Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:0 -
dr_adidas01 wrote: »Perhaps they mean a visa debit card, the easycash account only comes with a visa electron card, so may not qualify for the cashback offer.
Maybe they do mean that ... but it's not what they say.
And since the link in stclair's post doesn't say that Visa Electron holders are excluded, I'd be surprised if that were the case.0 -
Just reading the details on how to get the cashback gives me a headache.
I'm out.0 -
So it's a limited Top Cashack service via your Internet banking login.0
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If it's really 15% then it might be worth it to spend a bit more time reading...
But basically this is the same as using topcashback or quidco, except payout is more likely.0 -
Topcashback and Quidco (and MSE) must be squeaking in their boots right now. Whilst at present, the competition from the banks is simply laughable, they do have enough clout and resources to wipe the entire field. If they get it right. Signing up via a website for a specific deal doesn't sound to me like getting it right....0
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I have a Halifax Reward account and I use online banking, so I'm eligible for this.
I don't use my debit card that often. I mainly use my credit cards for Nectar and M&S points, paying off the full balance at the end of the month.
If it so happens that I get an offer under this scheme and it's somewhere I want to shop at that time, it'd use it, as I wouldn't look a gift horse in the mouth.
But as it stands, it wouldn't be enough to make me switch bank accounts.Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0
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