IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
little and often
Closed Thread
Views: 1,604
Thread Tools Search this Thread Display Modes
# 1
Old 29-08-2012, 9:28 PM
MoneySaving Convert
Join Date: Jan 2011
Posts: 77
Thumbs up little and often

Ok, so after being together for 21 years, we've now decided we're able to start thinking about buying our council home.

hubby has been in employment for just over 2 years after being a full time carer for his late mum,
I've just secured employment after 5 years of caring for my mum (although mine was unpaid)

So, together our income is about to rocket. But i know that no mortgage lender will touch us until i've been employed for at least a year, if not 2.

We have 4000 to start us off deposit wise, thats what we've managed to save so far.
With what i've calculated we'll be able to save out of my wage, we should have just over 21,000 in two years, and thats without savvy spending and interest rates on savings.

my goal is to have 30,000 by the end of august 2014 as a deposit. If not more

So, my challenge for september is,
Yellow stickered items for as many meals as i can get

Rearrange the pantry with some extra shelving to accomodate bulk bought goods,

Quit the smoking completely as i did quit earlier in the year but went back and started on hand rolling tobacco.

Organise my insurance renewals reminders so i dont have to do the last minute panic to find a better deal.

Start clearing out the stuff i've stored in the loft for above a decade and see wether any of it is saleable

So each week i'll do an update of what i've managed to save, and what i've earned outside of work.
Mortgage deposit fund: 4000
2012 in 2012 challenge #121: 2491.23/2012
smunchkinp is offline
Report Post
The Following User Says Thank You to smunchkinp For This Useful Post: Show me >>
# 2
Old 29-08-2012, 11:46 PM
MoneySaving Newbie
Join Date: Aug 2012
Posts: 1

just a little day by day can save much for a long time
kenthaia is offline
Report Post
# 3
Old 09-12-2012, 9:23 PM
MoneySaving Convert
Join Date: Jan 2011
Posts: 77

Been off to a slow start.

500 a month so far. But did go a bit wild when i first started work and got all the xmas pressies in ect. so that did blow a hole in my budget.

But now since im sorted for xmas, (shopping ordered, Meat hamper ordered from butchers, pressies bought and wrapped) I can now come back to this challenge i've set myself in earnest.

So from now until my birthday (end of feb) my goal is to increase my savings by..... 2200 at least.
Mortgage deposit fund: 4000
2012 in 2012 challenge #121: 2491.23/2012
smunchkinp is offline
Report Post
Closed Thread


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.

All times are GMT. The time now is 3:31 PM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 25 March 2015

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed


Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

MSE's Twitter Feed