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  • FIRST POST
    smunchkinp
    little and often
    • #1
    • 29th Aug 12, 10:28 PM
    little and often 29th Aug 12 at 10:28 PM
    Ok, so after being together for 21 years, we've now decided we're able to start thinking about buying our council home.

    hubby has been in employment for just over 2 years after being a full time carer for his late mum,
    I've just secured employment after 5 years of caring for my mum (although mine was unpaid)

    So, together our income is about to rocket. But i know that no mortgage lender will touch us until i've been employed for at least a year, if not 2.

    We have 4000 to start us off deposit wise, thats what we've managed to save so far.
    With what i've calculated we'll be able to save out of my wage, we should have just over 21,000 in two years, and thats without savvy spending and interest rates on savings.

    my goal is to have 30,000 by the end of august 2014 as a deposit. If not more

    So, my challenge for september is,
    Yellow stickered items for as many meals as i can get

    Rearrange the pantry with some extra shelving to accomodate bulk bought goods,

    Quit the smoking completely as i did quit earlier in the year but went back and started on hand rolling tobacco.

    Organise my insurance renewals reminders so i dont have to do the last minute panic to find a better deal.

    Start clearing out the stuff i've stored in the loft for above a decade and see wether any of it is saleable


    So each week i'll do an update of what i've managed to save, and what i've earned outside of work.
    Mortgage deposit fund: 4000
    2012 in 2012 challenge #121: 2491.23/2012
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