IMPORTANT! This is MoneySavingExpert's open forum - anyone can post
Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com
-
All the best tips go in the MoneySavingExpert weekly email
Plus all the new guides, deals & loopholes
Rising to the top of the ocean - and staying afloat!
07-12-2012, 6:55 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
Quote:
Originally Posted by Shortie
I love the sea too. I feel a huge infinity to it for some reason. However, I like it's darker side, I'm not a fan of the touristy side of the coast, I love it when it's dark, windy, rugged and raining
|
Ohhhh, yup - I also love being outside in the dark in the middle of nowhere (not when it's stormy too!)
Quote:
Originally Posted by Mort

Mrs Mort also loves the sea, and walking the dog along the beach. A definite "Sea Child".
|
Hi Mort  great to see you! Mrs Mort def has the right ideas...
Really missing my beach walks just now ..... can't wait for Maisie to be home and to get out & about again!
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 6 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 6:57 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
Introductions
I share my house with a gorgeous Black Lab called Maisie who I rehomed earlier this year:
Maisie
Yup - we really did have the whole beach to ourselves!


2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
Last edited by rising from the ashes; 07-12-2012 at 7:17 AM.
|
|
|
|
The Following 10 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 7:00 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
Introductions
Then there are the cats .....
Big cat

Wee cat

Please don't believe the - I'm so cute and butter wouldn't melt pose ..... Tortitude with a capital T that one!
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 8 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 7:08 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
So...... really pleased to see some new faces on my shiny new diary  hope you'll stick with me & look forward to getting to know you ..... there's still room for more so any lurkers .... show your faces!
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 8 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 7:16 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
What's on today?
I'm in limbo a bit atm ... supposed to be going to the hospital for my next infusion treatment this morning (should be leaving @ 8) but they didn't ring yesterday (they should ring the day before each treatment to check you're OK to have it).
Ended up ringing but the person I needed to speak to was away home .... she's supposed to be ringing me at 8 - TBH I'd really rather put it off to next week if I can.
I'm finally seeing my Consultant on Monday (after waiting 3 weeks when I was supposed to get an emergency appt the next week  ) so would really rather see what he says before having another infusion - it could be them that's causing my recent issues.
I know what she'll say - just come in and we'll talk about it then - but they really don't get how bloomin' far it is to go .... especially when you're not feeling that well and there's the cost of the fuel too!  *sigh*
Sorry  - I am a pretty organised person and hate being in limbo - not being able to plan my day out!
So .... it'll either be a day of travelling and sitting around in hospital or errrr sitting around in the house  (but at least I can potter around doing some MSE things here!).
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 6 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 7:39 AM
|
MoneySaving Stalwart 
Join Date: May 2008
Location: East Anglia
Posts: 695
Thanked 1,354 Times in 520 Posts
|
Another serial lurker here (hence the name), have 'seen' you posting elsewhere - love the family photos.
I also hate being in limbo and budgeting is my downfall .... From what I can see you have it all under control so I shall sit back and learn from a professional !
You say about bulk buying for the animals, does that include cat litter? We have 2 rescue cats that are not keen on outdoor toilets ( cant blame them in this weather) so we are going through litter at a rate of knots. Any tips on how to reduce that would be great - am not keen on the tough love, go outside option as they are still settling in. We are their third home so it may be that they had been indoor cats and the Big Out is still too new for poop!
Hope your day goes well
I do not make mistakes, I learn lessons. I work to live, not live to work. I love to live & live to love. Good enough is exactly that.
|
|
|
|
The Following 6 Users Say Thank You to Lurker1972 For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 8:16 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Dec 2006
Location: with my head in the clouds!
Posts: 10,124
Thanked 56,889 Times in 8,718 Posts
|
Lovely pics  and I hope your day goes okay
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss 2013 Frugal Challenge Member // June NSD - 10/17 // SPC #17 Engaged 14/08/10 // Married 31/03/12 
|
|
|
|
The Following 6 Users Say Thank You to slowlyfading For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 8:28 AM
|
Fantastically Fervent MoneySaving Super Fan 
Join Date: Aug 2008
Posts: 4,907
Thanked 22,382 Times in 4,731 Posts
|
Hello
I'm popping in to wish you a happy diary. The cats and dog were too much temptation for me, lovely, lovely pictures
Piq
Total debt at October 2008: 57,213.30
Total debt today: 10,550.82 - targeted card 1,804.07/3,992.49
Paid back: 46,662.48
|
|
|
|
The Following 6 Users Say Thank You to Piquant For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 8:40 AM
|
Serious MoneySaving Fan 
Join Date: Nov 2010
Posts: 1,386
Thanked 4,256 Times in 1,222 Posts
|
Hello Rising,
I too was put off joining in on your previous diary by the length; the sheer history encapsulated in so many pages.
But as another fan of abandoned beaches and wild seas, I cannot resist de-lurking now.
Is there any tea in the pot or shall I put the kettle on? Will decline cake and biscuits as there's no chance of any exercise today to work off the calories.
|
|
|
|
The Following 7 Users Say Thank You to *Robin* For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 8:52 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Dec 2006
Location: with my head in the clouds!
Posts: 10,124
Thanked 56,889 Times in 8,718 Posts
|
Ooh, *Robin* I'll join you for a cuppa!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss 2013 Frugal Challenge Member // June NSD - 10/17 // SPC #17 Engaged 14/08/10 // Married 31/03/12 
|
|
|
|
The Following 8 Users Say Thank You to slowlyfading For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 9:24 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Jun 2008
Location: Mooomin Towers
Posts: 11,663
Thanked 112,874 Times in 10,825 Posts
|
Did someone say tea?
|
|
|
|
The Following 6 Users Say Thank You to mooomin For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 9:36 AM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Jun 2006
Location: where ever i wanna
Posts: 14,853
Thanked 37,512 Times in 11,128 Posts
|
Can I be a pain and have a coffee? But I did bring biscuits and cake for those of us that want some
march 2011-july2019 8 years and 4 months ... or 100 months and counting (currently 28/100)
100 week heath challenge may20th 2013- April 20th 2015
"what would you do if you knew you couldn't fail.... enjoy the adventure" " to my own self be true"
|
|
|
|
The Following 6 Users Say Thank You to elantan For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 9:43 AM
|
Fantastically Fervent MoneySaving Super Fan 
Join Date: Apr 2007
Location: Is back and more determined than ever
Posts: 3,043
Thanked 9,147 Times in 2,422 Posts
|
Tea here too please, no sugar thanks I'm sweet enough (believe that, you'll believe anything!)
Love the photo's, they all look adorable
Hope you're feeling a bit better today, nothing worse than feeling pooh.
Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
VC: £600/£600
BC: £5333.03/£5353.03
Overdraft: £2750.00/£2750.00
SPC #11 2013(£52.35) NSD's May AFD 1/5 20p Savers Club 2013 £2 Savers Club 2013 50p Savers Club 2013
|
|
|
|
The Following 5 Users Say Thank You to Purplemumof2 For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 3:19 PM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
*flings self down in comfy chair*
I'm back ... guess what - I had to go ....... have been poked & proded, stuck with needles, x-ray'd etc etc (4.5 hours I was in there!) but no infusion!
Anyway ... I'm home, with another loads of meds to take  and have to go back on Mon to see the Consultant and, if everything's OK, have my infusion then *sigh* - which is what I was after in the first place!
However, hopefully these new meds will make me feel a bit better over the weekend!
*kettles on*
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 7 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 3:26 PM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Dec 2006
Location: with my head in the clouds!
Posts: 10,124
Thanked 56,889 Times in 8,718 Posts
|
Glad you're back okay  but rubbish to having to wait again for the infusion  I'm having a cuppa
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss 2013 Frugal Challenge Member // June NSD - 10/17 // SPC #17 Engaged 14/08/10 // Married 31/03/12 
|
|
|
|
The Following 5 Users Say Thank You to slowlyfading For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 3:28 PM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
   Great to see some lurkers coming out and saying hello!
A big welcome to:
Quote:
Originally Posted by Lurker1972
Another serial lurker here (hence the name), have 'seen' you posting elsewhere - love the family photos.
|
mmmmm wondering if you've had a big birthday this year (like me  )
Quote:
Originally Posted by Lurker1972
I also hate being in limbo and budgeting is my downfall .... From what I can see you have it all under control so I shall sit back and learn from a professional !
|
 Ohhhh I still make a lot of mistakes and have a lot to learn .... hope we can help each other stay on track!
Quote:
Originally Posted by Lurker1972
You say about bulk buying for the animals, does that include cat litter? We have 2 rescue cats that are not keen on outdoor toilets ( cant blame them in this weather) so we are going through litter at a rate of knots.
|
Awwww great news on the new additions, poor wee mites having 3 homes - TBH I've always kept a tray indoors (even when I had cats who went outside) as it's often the first sign that things can be wrong, water work wise IYKWIM.
Re cat litter, I changed to this around August time (was using wood pellets but they were getting very expensive and you waste loads)
http://www.zooplus.co.uk/shop/cats/c...e_grain/137226
If you can make the order up to £19 you get free delivery & 5% cashback through Quid*co
You do need a lot in the tray initially (I need to use a whole bag as I've got a huge tray) but if you do this and it's therefore really deep, it clumps brilliantly. Wees are held together like pebbles & it's really easy to clean out. It's got a lovely smell too (which I thought might bother the cats but they seem to like it too!  ) so no horrid odours!
As it clumps so well, you only need to top it up a little probably a couple of times a week, so between the 2 bags, it lasts for ages!  - ohhh, as long as it's kept clean & regularly cleaned out, you hardly ever need to do a full change (which would increase costs a lot as you need so much at the start) as nothing gets right through to the bottom of the tray  .
There was a few of us did a trial of a few litters on the Pets board - http://forums.moneysavingexpert.com/...030425&page=13 (I've linked to the last page) - also some to avoid on there! HTH
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 5 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 3:29 PM
|
Serious MoneySaving Fan 
Join Date: Jul 2006
Location: London
Posts: 1,385
Thanked 3,670 Times in 789 Posts
|
I'll join you with the cuppa - I'm still slowly drinking a (now) luke warm cuppa from the canteen in work (I know, I know... but I feel grotty and I can't find my thermos flask to make a big cuppa in the pantry)
Hope the mediacation makes you feel better (though I think this was one of the things I missed in the other diary...)
Mortgage: 217,743 / 221,495 1.7%
Extension Loan: 18,081 / 20,000 9.6%
Dad Loan: 18,500 / 20,000 7.5%
|
|
|
|
The Following 5 Users Say Thank You to Shortie For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 3:33 PM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
Also big welcomes to
Piquant how's that wee monster of yours settling in?  and
Robin I really need to catch up on your diary!  Hope things are.... you know, getting a little easier.
Beanielou ..... you are wonderful  a wee parcel was waiting for me when I got home (I've got a fab postie!) .... plugged in already & hopefully will see some results!
Right .... that's a Coffee for Elantan and tea for Robin Moomin and Purple ... anyone else? Shortie fling your cup over here and I'll top it up!
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 8 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 3:38 PM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
Quote:
Originally Posted by slowlyfading
Glad you're back okay  but rubbish to having to wait again for the infusion  I'm having a cuppa
|
TBH it's probably better that I wait as I've been a bit worried it's them that are making me feel ill - after today, I think that's less likely but I'd still prefer to speak to my Consultant in person first so .....
Quote:
Originally Posted by Shortie
Hope the mediacation makes you feel better (though I think this was one of the things I missed in the other diary...)
|
Ahhhh, yup - for new diary readers .... I've been a bit unwell recently - I've got Crohn's Disease and it's had a bit of a flare up unfortunately .... I had a spell of 10 days in hospital in October and then pretty much housebound since  . The infusions are a relatively new treatment (and there's a trial going on just now that I managed to get on) so hoping they may help ... fingers crossed.
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 7 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
07-12-2012, 3:40 PM
|
Deliciously Dedicated Diehard MoneySaving Devotee 
Join Date: Oct 2010
Location: In my wee bit of Bonnie Scotland
Posts: 10,707
Thanked 55,139 Times in 8,828 Posts
|
The new car ....
So - as some of you will know, I had to switch to an automatic car just before I became ill. I was just getting the hang of it (very different way of driving) but then haven't driven for around 8 weeks.....
Today was the 1st time I've driven it in town!
OMG .... it's wonderful   and sooooooo easy   I'd got to the point in the old one that there's no way I could've driven in town so would've had to park somewhere & get the bus in today if I'd still had it .... wow! I'm impressed!  (worth a bit of an OD!)
2013: the year of needs - not wants .... and getting my health back
VSP #3 £42.82 SS 12/10/12
Groceries: Annual £1680
Bus £54/£54 Rainy Day £55 Coins £100
Emergency Fund £150/£500 Boiler £450/£1500
|
|
|
|
The Following 6 Users Say Thank You to rising from the ashes For This Useful Post:
Show me >>
|
|
|
|
 |
|
| Thread Tools |
Search this Thread |
|
|
|
| Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
All times are GMT +1. The time now is 1:06 AM.
|
Free MoneySaving Email
Top deals:
Week of 19 June 2013
Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals
GET THIS FREE WEEKLY EMAIL
Full of deals, guides & it's spam free
Last 15 mins
Popular Now:
Find the best online rate for holiday cash with MSE's TravelMoneyMax.
Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.
- £100 buys:
- Best
- Worst
- Euro
- 116.65
- 106.86
- Dollar
- 155.65
- 142.45
- Lira
- 285.00
- 260.73
|